Flood Insurance Articles

When Do You Have to Get Flood Insurance?

If you own a home, your bank will require a homeowners’ insurance policy. Basically, home insurance policies; do not cover every event, like a flood. For that, you will have to purchase separate flood insurance. Flood insurance is purchased through the National Flood...

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Flood & Flood Insurance Information

What is a flood? A flood is a surplus of mud or water on land that's usually dry. According to the NFIP, floods are a temporary and general condition of complete or partial inundation of 2 or more acres of (usually) dry land area, or of at least 2 properties (of which...

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Flood Insurance For Nassau County NY Homes

Every year, especially in late spring and early summer, people start asking themselves if they should really get flood insurance or just forget about it. As you can see, it's not only the homes on the coast that are affected by hurricanes, but inland flooding...

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Rebuilding After Sandy: Fight Over Foundations

Five South Shore villages and the Town of Babylon - home to a total of 213,000 people - have banned open foundations on elevated homes in certain areas where thousands of residences were damaged in superstorm Sandy. Esposito has an ally in Heather Horstmann of...

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3 Myths about Flood Insurance Debunked

1.) I’m too close to the water for flood insurance! I hear this one all the time. “Can I even get flood insurance on this home? It’s so close to the water!” The answer is yes! The concern is not the distance to tidal water; it’s the height of the structure above sea...

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