Purchase flood insurance to effectively protect your property against flood related hurricane damage. Zip Code: Get Started There are plenty of homeowners that learn the hard way that having a homeowner's insurance policy doesn't protect them against floods,...
Flood Insurance Articles
The NFIP Changes on April 1, 2016
On April 1st, 2015, the Homeowner Flood Insurance Affordability Act (HFIAA) made the first round of changes and only 1 year after that, more changes were to follow. The changes took place on April 1st, 2016 and they'll undoubtedly affect anyone who purchased a Flood...
How To Know You Live In A Flood Zone
Based on information from a Global Research Program from 2009, in the past five decades the precipitation in the US has increased by about 5%. Because of the higher abundance of snow and rain in conjunction with the various changes in land usage, homeowners are faced...
Am I Required To Buy Flood Insurance If I Paid Off My Mortgage?
When it comes to mortgage loans, lenders generally have a few conditions that borrowers must obey. One of those conditions is having an insurance policy on the home. Some mortgage lenders require the borrower to have flood insurance, especially if the property is in a...
How Do I Contest Flood Insurance Road Maps?
If you own a home, it is important to understand that your home insurance policy does not cover flood damage. If you live in a flood zone and are interested in protecting your home from flood damage, you will need to get the National Flood Insurance Program...
How Do You Determine The Flood Insurance Rate Of Your Home?
According to the National Flood Insurance Program, the average flood insurance claim over the past decade is $33,000. Since home insurance policies don’t cover flood protection, the only way to protect your home from flooding is by getting flood insurance through the...
When Do You Have to Get Flood Insurance?
If you own a home, your bank will require a homeowners’ insurance policy. Basically, home insurance policies; do not cover every event, like a flood. For that, you will have to purchase separate flood insurance. Flood insurance is purchased through the National Flood...
What does Flood Insurance Cover that my Homeowners Does Not?
Your homeowner’s insurance policy has limited coverage, especially when it comes to flooding. In fact, all homeowners insurance policies come with zero coverage for flood damage, which is why anyone who needs this type of insurance can purchase it separately. The good...
Flood & Flood Insurance Information
What is a flood? A flood is a surplus of mud or water on land that's usually dry. According to the NFIP, floods are a temporary and general condition of complete or partial inundation of 2 or more acres of (usually) dry land area, or of at least 2 properties (of which...