High Value Home Insurance Articles

Luxury Home Insurance: Finding the Right Policy

Luxury Home Insurance: Finding the Right Policy

The recent real estate run-up saw higher home values in all segments, but luxury homes are among the biggest gainers. Sales of homes valued at over $1 million increased over 80% from 2020 to 2021, according to the National Association of Realtors Sales prices are one...

7 Important Things to Consider When Purchasing Yacht Insurance

7 Important Things to Consider When Purchasing Yacht Insurance

Your gorgeous yacht probably didn’t come cheap. So, it goes without saying that choosing the right yacht insurance coverage matters.  Before setting sail, here’s a list of things to consider when picking out the right plan for you. An Overview: Yacht Insurance Yacht...

High-Value Home Insurance vs. Standard Home Insurance

High-Value Home Insurance vs. Standard Home Insurance

For homes with a rebuild value of $1 million or more, you can choose a high-value home insurance policy instead of standard home insurance. The choice of a high-value home policy brings many compelling advantages, ranging from broader liability insurance coverage to...

High-Value Home Insurance: PURE Insurance vs. Vault

High-Value Home Insurance: PURE Insurance vs. Vault

Hundreds of insurers compete for the U.S. home insurance market, but a select group of providers specializes in the high-value market catering to high-net-worth households. Off-the-shelf products from broad-market insurers can miss key risks for affluent families....

Cybersecurity for High-Net-Worth Individuals

Cybersecurity for High-Net-Worth Individuals

When we think of insurance and protection against risks specific to high-net-worth individuals, we tend to think of property insurance or liability insurance. But cyber risks are a growing threat, and high net worth individuals make increasingly attractive targets for...

Alternative High-Value Home Insurance

Alternative High-Value Home Insurance

Where you live can affect insurability or availability of insurance programs, particularly if you live in an area prone to earthquakes, floods, wildfires, or hurricanes. Prior claims can sometimes affect availability for some insurance programs as well. For example,...

Who are Chubb’s Home Insurance Competitors?

Who are Chubb’s Home Insurance Competitors?

Well-known national insurers dominate the home insurance market but specialty insurers that cover high-value homes service a segment of the market that broad-market insurers often can’t address properly. Chubb is among the largest of these high-value home insurers and...

High Net Worth Home Insurance – What You Need to Know

High Net Worth Home Insurance – What You Need to Know

With over 5 million high-net-worth individuals and families in the US, specialty insurers have taken notice, bringing a suite of specialized products like high-net-worth homeowners insurance and a bevy of associated coverages, like excess liability coverage to extend liability limits into the millions.

Do you Need Private Client Insurance?

Do you Need Private Client Insurance?

For those who have few or commonly held assets,  shopping around for mass-market insurance and finding the lowest price for good coverage is all that is needed.  But for those with more or unique assets, it’s more complicated. Mass-market insurers usually limit the...