A house fire, hurricane, tornado, or another catastrophic event that destroys your home and the possessions within it is devastating. The loss is physical, monetary, and emotional, all at the same time. You may think back with gratitude that you, your loved ones, and...
Everything you need to know about Dog Breeds, Dog Bites, and Your Homeowners Insurance Policy Collectively, we have about 90 million dogs as pets in the US.[i] We tend not to think of our dogs as being ferocious, and most aren’t, but beneath their cute and furry...
In many areas, water damage is among the leading causes of homeowners insurance claims. According to data assembled by the Insurance Information Institute, each year, about 1 in 50 insured homes has a homeowners insurance claim due to water damage or freezing. Whether...
We live in a marvelous time where some of us can roll out of bed, messy hair, horrendous morning breath and start the workday in pajamas. While those who are lucky enough to run their business from home get to avoid office drama and traffic, there is a hidden threat...
Owning your home signifies that you are officially a grownup, but along with home ownership comes many responsibilities that can make adulting hard. One of those adult things is having the proper coverage on your homeowner's insurance. If you have a mortgage,...
Calculating the insured value of a home requires accurate information about your home’s construction but is a less complex calculation because it only considers the cost of rebuilding your home in the same location with the same quality of materials. Other policy...
Are you thinking about renting your home to earn additional income? Maybe you’re considering entering the real estate investment business. With single-family rental homes in demand across the country, renting your own home after you bought another house could be a...
Many people think that home insurance is more expensive by the water because homeowners may also be required to buy flood insurance. While flood insurance is an added expense that could be required by your mortgage lender if your home is near the water, buying flood...
Ah, summertime. Long days, warm sunshine, and afternoons in the pool or relaxing as the kids and their friends take turns doing tricks off the diving board. No doubt, you’ve cringed watching at least a few of those stunts because you know someone can get hurt if they...
