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The COMPLETE Guide to High End Home Insurance
High End Home Insurance Guide Owners of high end homes have specialized insurance needs. Standard insurance can leave gaps in coverage and typically doesn’t offer enough coverage in key areas. High end home insurance policies address the needs of this unique...
The COMPLETE Guide to Private Flood Insurance
When considering flood insurance, many people first think of the National Flood Insurance Program (NFIP) offered by the Federal Emergency Management Agency (FEMA). However, there is another option – private flood insurance. With innovative and data driven approaches to rating, private flood insurance...
Insurance Market Tightens Amid Higher Claims and Regulation
Florida and California steal the headlines with seasonal hurricane and wildfire losses, but across the nation, insurers are tightening underwriting standards. In some cases, insurers are pulling out of certain zip codes or states altogether. It seems...
A High-Net-Worth Tsunami
How to Navigate the Surge in High-Net-Worth Homeowners Insurance Rates Navigating the complex high-net-worth homeowner insurance market is proving to be more challenging than ever. This sector, usually known for its stability and security, is now grappling with...
High Value Home Insurance
Best high-value home insurance companies of 2023 Updated on June 27, 2023 Most home insurers cater to the masses. Many have a reasonably good insurance product — but it’s designed to meet the needs of broad market consumers. If you own a high-end residential home,...
Why You Need Excess Flood Insurance: Protect Your Legacy
Flood insurance is a must-have coverage in many areas, but some insured homes might not have enough protection. That’s where excess flood insurance comes into the picture. What is excess flood insurance and who needs it? Let’s explore the details. What is Excess...
Flood Insurance: Expect the unexpected with both a policy and plan
Amidst historic flooding in California from the Atmospheric River, Coastal CEO David W. Clausen joined the team at Fox Weather to offer critical tips to homeowners on flood insurance and what homeowners should do before and after the flooding. KEY Takeaways...
Key Differences Between an Umbrella Policy and Excess Liability Policy
The terms “umbrella policy” and “excess liability policy” are often used interchangeably. But each policy type brings its own advantages. While both policies share some similarities, some key differences make each a better fit in certain situations. Knowing...
The Final Blow: Ian Further Destabilizes Florida Insurance Market and Home Values
As parts of Florida continue to cleanup following the devastation of Hurricane Ian, insurers and real estate markets may be among the ruins. Excluding flood insurance claims, insured loss estimates now top $80 billion and could continue to increase as insurers...