A registered car in New York is required to maintain liability insurance however New York State can’t make you overpay for your auto insurance.
Finding the best rate on auto insurance can be challenging especially due to the many variables that go into rating an auto insurance policy. Let Coastal Insurance shop the market for you to find an affordable and accurate car insurance policy.
Obviously, being accident free and having a clean driving record can help you get the lowest price but, if your record isn’t perfect, having excellent credit can reduce your premium too. Also, keep in mind that taking the New York State defensive driving class can save you up to 10% on your automobile policy. Own a home? If you answered yes, you could be eligible for a homeownership credit of 5%.
Another way to maximize your discounts, and get a reduced price, is to package your car insurance with a home or umbrella insurance policy. You can receive up to a 10% discount for having multiple policies with one insurance company.
Below are some common vehicle and driver discounts.
You can learn more about our auto insurance options by speaking with one of our representatives at 631-782-3175 or 516-564-2111, or by filling out our easy Auto Insurance Form. Our company has provided Car Insurance solutions to New York and Long Island (Suffolk & Nassau) residents since 2001.