Cincinnati High Value Homeowners Insurance Program

Cincinnati High Value Homeowners Insurance Program2018-06-01T13:13:36+00:00

The Finest Homes Deserve the Finest Insurance

  • Designed for the Wealthy, Affluent & High-Net-Worth Individual
  • The Cincinnati policy is custom-designed for high-end properties
  • Deductible Options to $500K
  • Liability Options to $100 Million

The Cincinnati Insurance Companies Offer Specialty Insurance for High-Net Worth Individuals



Coastal Insurance Solutions is the leader in High-Value Home Insurance. We know that owners of luxury homes inherently present a lower risk for insurers and therefore, they deserve to pay the lowest premiums possible while maintaining broad coverage and world-class customer service.

Coastal Home Insurance Solutions knows the emotional and financial investments involved in owning a high-value home and our dedication to protecting you and your family’s assets is our #1 priority. Call today (631-782-3175) to speak with one of our underwriting experts.  Fast Quotes, A.M. Best Rates & Free Advice.

Invest Wisely in High-Value Home Insurance (HVHI)

As a successful financial individual, there’s a good chance that you’ve invested a lot of money in your home. If your home has a very high value, then there’s also a good chance a typical homeowner’s insurance policy isn’t right for you. This is especially the case if you have expensive valuables and furnishings. Since we’ve been working with high net worth individuals for many years, we can help you find the right homeowners insurance policy for your needs.  For personalized quotes and service, please be sure to get in touch with one of our agents today.

 Why an Independent Agent?

Our agents have taken a pledge to offer ethical and honest advice, but also the best possible customer service. Contact a Coastal Insurance agent today and see how you can get the coverage you need to protect your assets without breaking the bank.

Insurance Programs currently available:

  • High-Value Homeowner’s Insurance
  • High-Value Condominium Insurance
  • High-Value Cooperative Insurance (Co-op)
  • Luxury Waterfront Homeowner’s Insurance
  • Secondary/Seasonal Homeowner’s Insurance
  • Rental Dwelling Insurance
  • Personal Auto Insurance
  • Excess Liability Insurance
  • Umbrella Insurance
  • Collector Car Insurance
  • Watercraft Insurance
  • Aircraft Insurance

High Value Homeowners Insurance Discount Programs

  1. Full Time Live-in Caretaker Discount
  2. Low Temperature Monitoring System Discount
  3. Water Leak Detection System Discount (with or without alarm)
  4. Permanently Installed Generator Discount
  5. Gas Leak Detector Discount
  6. 24 Hour Signal Continuity Discount
  7. Sprinkler System with Water Flow Discount
  8. External Perimeter Gate Discount
  9. Lightning Protection System Discount
  10. Perimeter Security System Discount
  11. Central Station Fire/Burglar Alarm Discount



About The Cincinnati Insurance Companies

Dedicated to Independent Insurance Agents – Your Local Insurance Adviser In 1950, four independent insurance agents formed The Cincinnati Insurance Company. Their dedication and commitment to the independent agency system remain our mission as we keep agents at the center of our identity. We believe that locally based agents have the relationships in their communities that lead to satisfied, loyal policyholders. We complement the service you receive from your local agent by employing local field representatives who are supported by associates at our headquarters in Fairfield, Ohio. These empowered field representatives take action to respond to agents and policyholders quickly and personally. Financial Strength and Trustworthiness Our parent company, Cincinnati Financial Corporation, is a FORTUNE 500® company and included in the 2017 FORTUNE 500 list of the largest U.S. companies. Cincinnati Financial operates through a family of insurance and financial services subsidiaries including The Cincinnati Insurance Company which itself has four insurance subsidiaries. Together, The Cincinnati Insurance Company and its subsidiaries are among the nation’s top 25 property casualty insurer groups, based on 2016 net written premiums. Four independent insurance financial strength rating agencies acknowledge our ability to meet financial obligations to policyholders. We believe it’s important to act ethically, treating people the way we would want to be treated. Our financial strength, stability, and ethical approach allow us to better serve agents, help people recover financially after losses and build value for shareholders.

The Cincinnati Insurance Company stands among the nation’s top 25 property casualty insurer groups, based on 2015 net written premiums.

Coastal Insurance is an Agent for Cincinnati