Welcome to Homeowners Insurance Solutions
Long Island & New York Home Insurance
We specialize in homeowners and flood insurance on Long Island and in New York State. We provide catered coverages, competitive pricing, and A+ AM Best rated carriers for Nassau and Suffolk County homeowners. Coastal issues, prior claims, cancellations, and non-renewals are not a problem. We have the admitted companies that want the business of north and south shore homeowners. Whether you own a high-value waterfront home, a coastal secondary home, or typical family home we have customized programs to suit any of your needs.
As a family owned independent insurance agency on Long Island since 2001 we have secured the insurance marketplace for our clients. Extensive knowledge of the unique needs of our high net worth clientele renders us a leader in high-value homeowners insurance in the Hamptons and on the east end of long island. With our enhanced homeowners and automobile packages, we can provide you coverages that will broaden your protection and deliver optimal savings at the same time. Whether we match you with multiple insurance coverages or package your coverage with one company, you can be assured we are working hard to provide you the best overall insurance program with optimal savings.
All of our Insurance agents are licensed and continually update their industry knowledge via continuing education classes and insurance seminars. They are knowledgeable in all areas of insurance and financial products such as homeowners insurance and flood insurance throughout Nassau and Suffolk counties in Long Island NY.
Our agency has more than 150 years combined insurance experience. We represent most of the major homeowners insurance carriers writing homeowners insurance in New York. If you would like a quote or just have a question call (631)782-3175
Verified Google Reviews
I have used Allstate for my homeowners insurance for over 12 years. After buying my second home in mount sinai, my real estate broker recommended Coastal Insurance Solutions. I gave them a call and I was able to save 30% from my current home insurance package. Great rates! Staff is super helpful!
I have been using this company for my auto insurance for years now with no complaints and only positive things to say. My rep Daniel Gorman is as professional as they come. He has always gone the extra mile to save me money on my insurance, and if needed will return my calls and emails on the weekends if I have any questions. I highly recommend this company, 5 stars across the board!
I was researching options for lower homeowners insurance and looking for a local agent. Daniel Gorman was extremely responsive to my request, without being pushy. He presented me with several viable options and suggested a conversation take place with my current agent to get a comparison. End result was more appropriate coverage for my needs at reduced costs. I highly recommend him to anyone looking for new insurance options.
Helpful Homeowners Insurance Articles
The reason why homeowners purchase insurance is to protect themselves from disaster. According to a recent survey people who filed insurance claims during the last couple of years feel their insurance did not meet their expectations-particularly if they had a big claim of $20,000 [...]
Escrow Account Insurance Escrow 101 An escrow account is established to collect payments such as your homeowner’s insurance, property taxes and other items in equal installments over the year. The bills are then paid as they fall due. If the lender agrees you [...]
When people make large claims, one of the main issues they’re going to deal with is finding out their home is underinsured. Even so, when people check the cost of their home insurance, they often want to reduce costs as much as possible. New buyers are often surprised to find out just how much they need to pay to insure their home, while people who’ve had a home for a long time may feel quite annoyed to see that their property’s insurance value has increased, while its resale value may not have followed the same trend.
You can read about it here: Water damage: 7 home insurance scenarios
For policyholders, an unexpected premium or rate increase on your policy can be quite detrimental as it pertains to your monthly payment. Learn how you can avoid these premium hikes, and keep your rates as low as possible as a buyer. There are five unexpected [...]
So you've decided to buy a new home. However, unlocking the door to your first home isn't as simple as finding the right location. Once you've found that location, you need to compare prices, financing options and get through those challenges beyond simply finding the [...]
Compared to selling other types of properties, selling a property in a flood zone is always more difficult. These properties are located in areas that FEMA considers high risk due to their risk of flooding and low elevation. If a property is located in a [...]
Insurance is required in order to cover not only your liability to others, but also your personal belongings, your property's structure and the cost of extra living expenses in the event your property is damaged and you need to live in a hotel until it's [...]
Easily lower your monthly insurance premium with these 6 useful tips When you sign up for a new insurance policy, the insurer or their agent are going to ask you a few questions in order to see what discounts you qualify for. However, when it's [...]
You will find that there are many insurance companies willing to give you excellent coverage for a lower price. With that being said, here are the top 5 best homeowners insurance companies you definitely need to check out when looking for insurance in New York. [...]
Defining Covered Property: What property is covered under your homeowner’s insurance policy? There are 4 categories that covered property is divided into. They are as follows: 1-Dwelling Your property's structure is regarded as a covered property. 2-Other Structures This refers to separate structures [...]
Trampolines, Swimming Pools, and Homeowners Insurance Rates You may think that it's hard to get coverage for swimming pools however it can be easily purchased from most insurance companies. The only thing you need to know though is that it's a bit more [...]