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Welcome to Homeowners Insurance Solutions

Long Island & New York Home Insurance

We specialize in homeowners and flood insurance on Long Island and in New York State. We provide catered coverages, competitive pricing, and affordable quotes & rates from A+, AM Best rated carriers for Nassau and Suffolk County homeowners in NY. Coastal issues, prior claims, cancellations, and non-renewals are not a problem. We have the admitted companies that want the business of north and south shore homeowners. Whether you own a high-value waterfront home, a coastal secondary home, or typical family home we have customized programs to suit any of your needs.

Welcome to Homeowners Insurance Solutions

Long Island & New York Home Insurance

We specialize in homeowners and flood insurance on Long Island and in New York State. We provide catered coverages, competitive pricing, and affordable quotes & rates from A+, AM Best rated carriers for Nassau and Suffolk County homeowners in NY. Coastal issues, prior claims, cancellations, and non-renewals are not a problem. We have the admitted companies that want the business of north and south shore homeowners. Whether you own a high-value waterfront home, a coastal secondary home, or typical family home we have customized programs to suit any of your needs.

Get 10 FREE QUOTES from Top-Rated Insurance Companies

As a family owned independent insurance agency on Long Island since 2001 we have secured the insurance marketplace for our clients. Extensive knowledge of the unique needs of our high net worth clientele renders us a leader in high-value homeowners insurance in the Hamptons and on the east end of long island. With our enhanced homeowners and automobile packages, we can provide you coverages that will broaden your protection and deliver optimal savings at the same time. Whether we match you with multiple insurance coverages or package your coverage with one company, you can be assured we are working hard to provide you the best overall insurance program with optimal savings.

All of our Insurance agents are licensed and continually update their industry knowledge via continuing education classes and insurance seminars. They are knowledgeable in all areas of insurance and financial products such as homeowners insurance and flood insurance throughout Nassau and Suffolk counties in Long Island NY.

Our agency has more than 150 years combined insurance experience. We represent most of the major homeowners insurance carriers writing homeowners insurance in New York. If you would like a quote or just have a question call (631)782-3175

High Value Homeowners Insurance Carriers: Pure Insurance AIG – The Cincinnati Insurance Companies

Verified Google Reviews

I have used Allstate for my homeowners insurance for over 12 years. After buying my second home in mount sinai, my real estate broker recommended Coastal Insurance Solutions. I gave them a call and I was able to save 30% from my current home insurance package. Great rates! Staff is super helpful!

David Montalvo

I have been using this company for my auto insurance for years now with no complaints and only positive things to say. My rep Daniel Gorman is as professional as they come. He has always gone the extra mile to save me money on my insurance, and if needed will return my calls and emails on the weekends if I have any questions. I highly recommend this company, 5 stars across the board!

Tom Sullivan

I was researching options for lower homeowners insurance and looking for a local agent. Daniel Gorman was extremely responsive to my request, without being pushy. He presented me with several viable options and suggested a conversation take place with my current agent to get a comparison. End result was more appropriate coverage for my needs at reduced costs. I highly recommend him to anyone looking for new insurance options.

Taina Unverzagt

Bundle Your Policies to Maximize Savings!

Providing Homeowners Insurance to NY and Long Island Since 2001

Helpful Homeowners Insurance Articles

5 Things to Know About Home Insurance & Renting Your House

Are you thinking about renting your home to earn additional income? Maybe you’re considering entering the real estate investment business. With single-family rental homes in demand across the country, renting your own home after you bought another house could be a great way to get [...]

November 13th, 2018|Homeowners Insurance Info|

Why Does Home Insurance Cost More Near the Water?

Many people think that home insurance is more expensive by the water because homeowners may also be required to buy flood insurance. While flood insurance is an added expense that could be required by your mortgage lender if your home is near the water, buying [...]

November 6th, 2018|Homeowners Insurance Info|

How Much Does a Diving Board Increase Insurance Rates?

Ah, summertime. Long days, warm sunshine, and afternoons in the pool or relaxing as the kids and their friends take turns doing tricks off the diving board. No doubt, you’ve cringed watching at least a few of those stunts because you know someone can get [...]

October 29th, 2018|Blog, Homeowners Insurance Info|

Homeowners Insurance Guide for Celebrities, Public Figures, Politicians, and Professional Athletes

  Coastal Insurance offers policies catering to high-net worth individuals, including celebrities, public figures, politicians, and professional sports players. Conventional home insurance policies do not provide the coverage most high-net worth individuals need. If you are a business manager or assistant shopping for home insurance [...]

October 23rd, 2018|Blog, Homeowners Insurance Info, News|

4 Homeowners Insurance Endorsements That Could Be a Waste of Money

Shave hundreds off your home insurance bill by dropping this added coverage By Dawn Allcot You know you need home insurance to cover your house, other structures on your property, and the items within your home in case of catastrophic damage. You also know [...]

October 17th, 2018|Blog, Homeowners Insurance Info, News|

New Flood Insurance Rules 2018 – What It Means for You

FEMA has announced changes to the National Flood Insurance Program that can provide some welcomed relief for New York residents and flood insurance buyers elsewhere. The changes are effective October 1st, 2018 and offer a handful of new provisions, the most significant of which [...]

October 12th, 2018|Blog, Flood Insurance, Homeowners Insurance Info, News|

5 Home Insurance Endorsements & Coverages You Absolutely Need

5 Home Insurance Endorsements & Coverages You Absolutely Need Replacement cost coverage on contents Replacement cost for dwelling Personal Injury liability coverage Off-premises theft exclusion endorsement Coverage C: Increased Special Limits of Liability Endorsement Home insurance policies, in their basic form, are built to meet [...]

October 2nd, 2018|Blog, Homeowners Insurance Info, News|

How Much Home Insurance Do I Need?

When you’re shopping for home insurance, you probably have many questions. And it’s perfectly natural if one of those questions is: “How much home insurance do I need?” After all, home insurance can be costly – especially here on Long Island. You don’t want to [...]

September 17th, 2018|Blog, Homeowners Insurance Info|

Does Home Insurance Cover Termites, Rodents, Raccoons, or Squirrels?

Uninvited house guests can be a tricky situation no matter which species they belong to – but if the houseguests are insects or animals, the coverage on your home insurance policy can be tricky as well. Termites and other wood boring insects might think [...]

September 14th, 2018|Blog, Homeowners Insurance Info, News|

Does Home Insurance Cover Paintings, Artwork, and Sculptures?

Home Insurance & Artwork, Paintings Your home insurance doesn’t just cover the cost of rebuilding your home. There’s also ample coverage for your personal belongings if your policy is structured well. However, coverage for certain types of items may be subject to [...]

September 10th, 2018|Blog, Homeowners Insurance Info, News|

What Isn’t Covered by My Home Insurance?

Understanding what home insurance does not cover can help you protect yourself, your loved ones, and your assets By Dawn Allcot Most people think of home insurance as their protection should they lose everything in a house fire. You probably also know it can protect [...]

August 29th, 2018|Blog, Homeowners Insurance Info, News|

Does My Home Insurance Cover Outbuildings?

Does my home insurance cover outbuildings such as the garage and shed? This is a commonly asked question. Having outbuildings such as garages, fences, sheds and decks on your property does not automatically mean that you want to insure these items against unfortunate events. What [...]

August 25th, 2018|Blog, Homeowners Insurance Info, News|

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Summary
Homeowners Insurance Quote
User Rating
4.5 based on 10 votes
Service Type
Homeowners Insurance Quote
Provider Name
Coastal Insurance Solutions,
Area
New York, Long Island, Suffolk, Nassau, Queens, Bronx, Brooklyn Manhattan, Staten Island, Hamptons.
Description
As a family owned independent insurance agency on Long Island since 2001 we have secured the insurance marketplace for our clients. Extensive knowledge of the unique needs of our high net worth clientele renders us a leader in high-value homeowners insurance in the Hamptons and on the East End of Long Island.