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Top-Rated Competing Insurance Companies

Welcome to Homeowners Insurance Solutions

Long Island & New York Home Insurance

We specialize in homeowners and flood insurance on Long Island and in New York State. We provide catered coverages, competitive pricing, and affordable quotes & rates from A+, AM Best rated carriers for Nassau and Suffolk County homeowners in NY. Coastal issues, prior claims, cancellations, and non-renewals are not a problem. We have the admitted companies that want the business of north and south shore homeowners. Whether you own a high-value waterfront home, a coastal secondary home, or typical family home we have customized programs to suit any of your needs.

Welcome to Homeowners Insurance Solutions

Long Island & New York Home Insurance

We specialize in homeowners and flood insurance on Long Island and in New York State. We provide catered coverages, competitive pricing, and affordable quotes & rates from A+, AM Best rated carriers for Nassau and Suffolk County homeowners in NY. Coastal issues, prior claims, cancellations, and non-renewals are not a problem. We have the admitted companies that want the business of north and south shore homeowners. Whether you own a high-value waterfront home, a coastal secondary home, or typical family home we have customized programs to suit any of your needs.

Get 10 FREE QUOTES from Top-Rated Insurance Companies

As a family owned independent insurance agency on Long Island since 2001 we have secured the insurance marketplace for our clients. Extensive knowledge of the unique needs of our high net worth clientele renders us a leader in high-value homeowners insurance in the Hamptons and on the east end of long island. With our enhanced homeowners and automobile packages, we can provide you coverages that will broaden your protection and deliver optimal savings at the same time. Whether we match you with multiple insurance coverages or package your coverage with one company, you can be assured we are working hard to provide you the best overall insurance program with optimal savings.

All of our Insurance agents are licensed and continually update their industry knowledge via continuing education classes and insurance seminars. They are knowledgeable in all areas of insurance and financial products such as homeowners insurance and flood insurance throughout Nassau and Suffolk counties in Long Island NY.

Our agency has more than 150 years combined insurance experience. We represent most of the major homeowners insurance carriers writing homeowners insurance in New York. If you would like a quote or just have a question call (631)782-3175

High Value Homeowners Insurance Carriers: Pure Insurance AIG – The Cincinnati Insurance Companies

Verified Google Reviews

I have used Allstate for my homeowners insurance for over 12 years. After buying my second home in mount sinai, my real estate broker recommended Coastal Insurance Solutions. I gave them a call and I was able to save 30% from my current home insurance package. Great rates! Staff is super helpful!

David Montalvo

I have been using this company for my auto insurance for years now with no complaints and only positive things to say. My rep Daniel Gorman is as professional as they come. He has always gone the extra mile to save me money on my insurance, and if needed will return my calls and emails on the weekends if I have any questions. I highly recommend this company, 5 stars across the board!

Tom Sullivan

I was researching options for lower homeowners insurance and looking for a local agent. Daniel Gorman was extremely responsive to my request, without being pushy. He presented me with several viable options and suggested a conversation take place with my current agent to get a comparison. End result was more appropriate coverage for my needs at reduced costs. I highly recommend him to anyone looking for new insurance options.

Taina Unverzagt

Bundle Your Policies to Maximize Savings!

Providing Homeowners Insurance to NY and Long Island Since 2001

Helpful Homeowners Insurance Articles

How Much Home Insurance Do I Need?

When you’re shopping for home insurance, you probably have many questions. And it’s perfectly natural if one of those questions is: “How much home insurance do I need?” After all, home insurance can be costly – especially here on Long Island. You don’t want to [...]

September 17th, 2018|Blog, Homeowners Insurance Info|

Does Home Insurance Cover Termites, Rodents, Raccoons, or Squirrels?

Uninvited house guests can be a tricky situation no matter which species they belong to – but if the houseguests are insects or animals, the coverage on your home insurance policy can be tricky as well. Termites and other wood boring insects might think [...]

September 14th, 2018|Blog, Homeowners Insurance Info, News|

Does Home Insurance Cover Paintings, Artwork, and Sculptures?

Home Insurance & Artwork, Paintings Your home insurance doesn’t just cover the cost of rebuilding your home. There’s also ample coverage for your personal belongings if your policy is structured well. However, coverage for certain types of items may be subject to [...]

September 10th, 2018|Blog, Homeowners Insurance Info, News|

What Isn’t Covered by My Home Insurance?

Understanding what home insurance does not cover can help you protect yourself, your loved ones, and your assets By Dawn Allcot Most people think of home insurance as their protection should they lose everything in a house fire. You probably also know it can protect [...]

August 29th, 2018|Blog, Homeowners Insurance Info, News|

Does My Home Insurance Cover Outbuildings?

Does my home insurance cover outbuildings such as the garage and shed? This is a commonly asked question. Having outbuildings such as garages, fences, sheds and decks on your property does not automatically mean that you want to insure these items against unfortunate events. What [...]

August 25th, 2018|Blog, Homeowners Insurance Info, News|

Expert Tips on Where to Buy Home Insurance

First-time homeowner? You’re probably wondering where to buy home insurance. Even if you’re on your second or third home or are shopping around for a better homeowners’ insurance price, if you haven’t purchased home insurance in a few years, things have changed. In the past, [...]

August 21st, 2018|Blog, Homeowners Insurance Info, News|

Does homeowners insurance cover my nanny, au pair, housekeeper, or property manager?

Many families become so close with their nanny, au pair, or housekeeper that they can feel like an extension of the family. That isn’t surprising since a nanny can often be a part of your household for years, by your side as your family grows [...]

August 17th, 2018|Blog, Homeowners Insurance Info, News|

Do I need Workers’ Compensation insurance for domestic employees?

Like many states, New York requires most employers to carry Workers’ Compensation coverage for employees. New York State’s requirements for Workers’ Compensation coverage can seem confusing but once you understand the guidelines for required coverage, you’ll know if you need an additional policy to be [...]

August 13th, 2018|Blog, Homeowners Insurance Info, News|

How Are Home Insurance Rates Calculated?

If you’re shopping around for homeowner’s insurance, you may have gotten several estimates. The quotes varied significantly—even if the coverage levels each carrier provided were the same. Getting such wildly different home insurance rates might leave you wondering, “How are home insurance rates calculated?” [...]

August 2nd, 2018|Homeowners Insurance Info|

Tips on How to Get the Right Coverage for Your Home

The reason why homeowners purchase insurance is to protect themselves from disaster. According to a recent survey people who filed insurance claims during the last couple of years feel their insurance did not meet their expectations-particularly if they had a big claim of $20,000 [...]

January 29th, 2018|Homeowners Insurance Info, News|

How Do Insurance Escrow Accounts Operate?

Escrow Account Insurance Escrow 101 An escrow account is established to collect payments such as your homeowner’s insurance, property taxes and other items in equal installments over the year. The bills are then paid as they fall due. If the lender agrees you [...]

January 11th, 2018|Blog, Homeowners Insurance Info, News|

Is Your Home Insurance Too High?

When people make large claims, one of the main issues they’re going to deal with is finding out their home is underinsured. Even so, when people check the cost of their home insurance, they often want to reduce costs as much as possible. New buyers are often surprised to find out just how much they need to pay to insure their home, while people who’ve had a home for a long time may feel quite annoyed to see that their property’s insurance value has increased, while its resale value may not have followed the same trend.

August 10th, 2017|Homeowners Insurance Info, News|

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Summary
Homeowners Insurance Quote
User Rating
5 based on 8 votes
Service Type
Homeowners Insurance Quote
Provider Name
Coastal Insurance Solutions,
Area
New York, Long Island, Suffolk, Nassau, Queens, Bronx, Brooklyn Manhattan, Staten Island, Hamptons.
Description
As a family owned independent insurance agency on Long Island since 2001 we have secured the insurance marketplace for our clients. Extensive knowledge of the unique needs of our high net worth clientele renders us a leader in high-value homeowners insurance in the Hamptons and on the East End of Long Island.