The Guide to Home Insurance and Your Dog
Everything you need to know about Dog Breeds, Dog Bites, and Your Homeowners Insurance Policy Collectively, we have about 90 million dogs as pets in the US.[i] We tend not to think of our dogs as being ferocious, and most aren’t, but beneath their cute [...]
Does Home Insurance Cover my Tennis Courts, Basketball Courts, Squash Courts or other Sports Courts?
For homeowners with a bit of space and an active lifestyle, a tennis court, a basketball court, or even a squash court can be the perfect way to bring some of their favorite activities within easy reach for a morning game. Your home itself [...]
Does Homeowners Insurance Cover Water Damage?
In many areas, water damage is among the leading causes of homeowners insurance claims. According to data assembled by the Insurance Information Institute, each year, about 1 in 50 insured homes has a homeowners insurance claim due to water damage or freezing. Whether homeowners insurance [...]
Does Homeowners Insurance Cover My Business if I Work from Home
Business Insurance Small Business We live in a marvelous time where some of us can roll out of bed, messy hair, horrendous morning breath and start the workday in pajamas. While those who are lucky enough to run their business from home get [...]
How Much Liability Should My Homeowners Insurance Have?
Owning your home signifies that you are officially a grownup, but along with homeownership comes many responsibilities that can make adulting hard. One of those adult things is having the proper coverages on your homeowner's insurance. If you have a mortgage, coverage to protect [...]
Best Homeowners Insurance Companies In NY
New York is a fantastic place to live, with picture-postcard scenery and big-city attractions all within easy reach. If you’re a homeowner in New York, all the culture, opportunity, and scenic vistas the state offers can come with some risks as well. New York also [...]
5 Things to Know About Home Insurance & Renting Your House
Are you thinking about renting your home to earn additional income? Maybe you’re considering entering the real estate investment business. With single-family rental homes in demand across the country, renting your own home after you bought another house could be a great way to get [...]
Why Does Home Insurance Cost More Near the Water?
Many people think that home insurance is more expensive by the water because homeowners may also be required to buy flood insurance. While flood insurance is an added expense that could be required by your mortgage lender if your home is near the water, buying [...]
How Much Does a Diving Board Increase Insurance Rates?
Ah, summertime. Long days, warm sunshine, and afternoons in the pool or relaxing as the kids and their friends take turns doing tricks off the diving board. No doubt, you’ve cringed watching at least a few of those stunts because you know someone can get [...]
Homeowners Insurance Guide for Celebrities, Public Figures, Politicians, and Professional Athletes
Coastal Insurance offers policies catering to high-net worth individuals, including celebrities, public figures, politicians, and professional sports players. Conventional home insurance policies do not provide the coverage most high-net worth individuals need. If you are a business manager or assistant shopping for home insurance [...]
4 Homeowners Insurance Endorsements That Could Be a Waste of Money
Shave hundreds off your home insurance bill by dropping this added coverage By Dawn Allcot You know you need home insurance to cover your house, other structures on your property, and the items within your home in case of catastrophic damage. You also know [...]
New Flood Insurance Rules 2018 – What It Means for You
FEMA has announced changes to the National Flood Insurance Program that can provide some welcomed relief for New York residents and flood insurance buyers elsewhere. The changes are effective October 1st, 2018 and offer a handful of new provisions, the most significant of which [...]