News 2018-04-13T09:46:49+00:00

5 Things to Know About Home Insurance & Renting Your House

Are you thinking about renting your home to earn additional income? Maybe you’re considering entering the real estate investment business. With single-family rental homes in demand across the country, renting your own home after you bought another house could be a great way to get [...]

November 13th, 2018|Homeowners Insurance Info|

Why Does Home Insurance Cost More Near the Water?

Many people think that home insurance is more expensive by the water because homeowners may also be required to buy flood insurance. While flood insurance is an added expense that could be required by your mortgage lender if your home is near the water, buying [...]

November 6th, 2018|Homeowners Insurance Info|

How Much Does a Diving Board Increase Insurance Rates?

Ah, summertime. Long days, warm sunshine, and afternoons in the pool or relaxing as the kids and their friends take turns doing tricks off the diving board. No doubt, you’ve cringed watching at least a few of those stunts because you know someone can get [...]

October 29th, 2018|Blog, Homeowners Insurance Info|

Homeowners Insurance Guide for Celebrities, Public Figures, Politicians, and Professional Athletes

  Coastal Insurance offers policies catering to high-net worth individuals, including celebrities, public figures, politicians, and professional sports players. Conventional home insurance policies do not provide the coverage most high-net worth individuals need. If you are a business manager or assistant shopping for home insurance [...]

October 23rd, 2018|Blog, Homeowners Insurance Info, News|

4 Homeowners Insurance Endorsements That Could Be a Waste of Money

Shave hundreds off your home insurance bill by dropping this added coverage By Dawn Allcot You know you need home insurance to cover your house, other structures on your property, and the items within your home in case of catastrophic damage. You also know [...]

October 17th, 2018|Blog, Homeowners Insurance Info, News|

New Flood Insurance Rules 2018 – What It Means for You

FEMA has announced changes to the National Flood Insurance Program that can provide some welcomed relief for New York residents and flood insurance buyers elsewhere. The changes are effective October 1st, 2018 and offer a handful of new provisions, the most significant of which [...]

October 12th, 2018|Blog, Flood Insurance, Homeowners Insurance Info, News|

5 Home Insurance Endorsements & Coverages You Absolutely Need

5 Home Insurance Endorsements & Coverages You Absolutely Need Replacement cost coverage on contents Replacement cost for dwelling Personal Injury liability coverage Off-premises theft exclusion endorsement Coverage C: Increased Special Limits of Liability Endorsement Home insurance policies, in their basic form, are built to meet [...]

October 2nd, 2018|Blog, Homeowners Insurance Info, News|

Does Home Insurance Cover Wine?

“In vino veritas.” ~ In wine, there is truth. Often, there’s a fair amount of money invested in wine as well. Wine ownership can range from a couple of half-empty bottles you’ve been meaning to replenish for months to extensive collections of rare vintages that [...]

September 24th, 2018|Blog, High Value Home Insurance|

How Much Home Insurance Do I Need?

When you’re shopping for home insurance, you probably have many questions. And it’s perfectly natural if one of those questions is: “How much home insurance do I need?” After all, home insurance can be costly – especially here on Long Island. You don’t want to [...]

September 17th, 2018|Blog, Homeowners Insurance Info|

Does Home Insurance Cover Termites, Rodents, Raccoons, or Squirrels?

Uninvited house guests can be a tricky situation no matter which species they belong to – but if the houseguests are insects or animals, the coverage on your home insurance policy can be tricky as well. Termites and other wood boring insects might think [...]

September 14th, 2018|Blog, Homeowners Insurance Info, News|

Does Home Insurance Cover Paintings, Artwork, and Sculptures?

Home Insurance & Artwork, Paintings Your home insurance doesn’t just cover the cost of rebuilding your home. There’s also ample coverage for your personal belongings if your policy is structured well. However, coverage for certain types of items may be subject to [...]

September 10th, 2018|Blog, Homeowners Insurance Info, News|