5 Things to Know About Home Insurance & Renting Your House
Are you thinking about renting your home to earn additional income? Maybe you’re considering entering the real estate investment business. With single-family rental homes in demand across the country, renting your own home after you bought another house could be a great way to get [...]
Why Does Home Insurance Cost More Near the Water?
Many people think that home insurance is more expensive by the water because homeowners may also be required to buy flood insurance. While flood insurance is an added expense that could be required by your mortgage lender if your home is near the water, buying [...]
How Much Does a Diving Board Increase Insurance Rates?
Ah, summertime. Long days, warm sunshine, and afternoons in the pool or relaxing as the kids and their friends take turns doing tricks off the diving board. No doubt, you’ve cringed watching at least a few of those stunts because you know someone can get [...]
Homeowners Insurance Guide for Celebrities, Public Figures, Politicians, and Professional Athletes
Coastal Insurance offers policies catering to high-net worth individuals, including celebrities, public figures, politicians, and professional sports players. Conventional home insurance policies do not provide the coverage most high-net worth individuals need. If you are a business manager or assistant shopping for home insurance [...]
4 Homeowners Insurance Endorsements That Could Be a Waste of Money
Shave hundreds off your home insurance bill by dropping this added coverage By Dawn Allcot You know you need home insurance to cover your house, other structures on your property, and the items within your home in case of catastrophic damage. You also know [...]
New Flood Insurance Rules 2018 – What It Means for You
FEMA has announced changes to the National Flood Insurance Program that can provide some welcomed relief for New York residents and flood insurance buyers elsewhere. The changes are effective October 1st, 2018 and offer a handful of new provisions, the most significant of which [...]
5 Home Insurance Endorsements & Coverages You Absolutely Need
5 Home Insurance Endorsements & Coverages You Absolutely Need Replacement cost coverage on contents Replacement cost for dwelling Personal Injury liability coverage Off-premises theft exclusion endorsement Coverage C: Increased Special Limits of Liability Endorsement Home insurance policies, in their basic form, are built to meet [...]
Does Home Insurance Cover Wine?
“In vino veritas.” ~ In wine, there is truth. Often, there’s a fair amount of money invested in wine as well. Wine ownership can range from a couple of half-empty bottles you’ve been meaning to replenish for months to extensive collections of rare vintages that [...]
How Much Home Insurance Do I Need?
When you’re shopping for home insurance, you probably have many questions. And it’s perfectly natural if one of those questions is: “How much home insurance do I need?” After all, home insurance can be costly – especially here on Long Island. You don’t want to [...]
Does Home Insurance Cover Termites, Rodents, Raccoons, or Squirrels?
Uninvited house guests can be a tricky situation no matter which species they belong to – but if the houseguests are insects or animals, the coverage on your home insurance policy can be tricky as well. Termites and other wood boring insects might think [...]
Does Home Insurance Cover Paintings, Artwork, and Sculptures?
Home Insurance & Artwork, Paintings Your home insurance doesn’t just cover the cost of rebuilding your home. There’s also ample coverage for your personal belongings if your policy is structured well. However, coverage for certain types of items may be subject to [...]
Is My Pool Covered by Home Insurance?
Many homeowners dream of having a pool on their property. A pool can transform a backyard into a sanctuary, providing welcome relief from the sweltering heat of the summer months. There are things you need to think about regarding your pool and your homeowner’s insurance. [...]