Flood Insurance Rules and Changes for 2019
For the new year, FEMA’s big changes from last year carry over, allowing consumers more freedom to choose their own provider for flood insurance. Details on new options are provided in the closing. For consumers choosing to keep or purchase policies provided through the National [...]
Private Flood Insurance : A Complete Guide for Homeowners
If you live in a coastal state like Florida, New York, New Jersey, Connecticut or California, you may wonder if you need flood insurance for your home. Even if flood insurance is not mandated by your mortgage company, it’s a wise investment to protect [...]
5 Best Insurance Companies for Luxury Condos & Co-ops in NYC
Do you own a high-end condo or upscale co-op in New York City? Are you looking for the best insurance companies for luxury condos & co-ops in NYC? Knowing what to look for in companies that offer luxury insurance packages, including coverage for upgraded [...]
5 Best Insurance Companies for High-End, Upscale Residential Home Insurance
AIG Private Client Chubb Prestige Pure High-Value Cincinnati Insurance NatGen Premier Most home insurers cater to the masses. Many have a reasonably good insurance product — but it’s designed to meet the needs of broad market [...]
How Much Would It Cost to Rebuild My Home?
A house fire, hurricane, tornado, or another catastrophic event that destroys your home and the possessions within it is devastating. The loss is physical, monetary, and emotional, all at the same time. You may think back with gratitude that you, your loved ones, and your [...]
The Guide to Home Insurance and Your Dog
Everything you need to know about Dog Breeds, Dog Bites, and Your Homeowners Insurance Policy Collectively, we have about 90 million dogs as pets in the US.[i] We tend not to think of our dogs as being ferocious, and most aren’t, but beneath their cute [...]
Does Home Insurance Cover my Tennis Courts, Basketball Courts, Squash Courts or other Sports Courts?
For homeowners with a bit of space and an active lifestyle, a tennis court, a basketball court, or even a squash court can be the perfect way to bring some of their favorite activities within easy reach for a morning game. Your home itself [...]
Does Homeowners Insurance Cover Water Damage?
In many areas, water damage is among the leading causes of homeowners insurance claims. According to data assembled by the Insurance Information Institute, each year, about 1 in 50 insured homes has a homeowners insurance claim due to water damage or freezing. Whether homeowners insurance [...]
Does Homeowners Insurance Cover My Business if I Work from Home
Business Insurance Small Business We live in a marvelous time where some of us can roll out of bed, messy hair, horrendous morning breath and start the workday in pajamas. While those who are lucky enough to run their business from home get [...]
How Much Liability Should My Homeowners Insurance Have?
Owning your home signifies that you are officially a grownup, but along with homeownership comes many responsibilities that can make adulting hard. One of those adult things is having the proper coverages on your homeowner's insurance. If you have a mortgage, coverage to protect [...]
Best Homeowners Insurance Companies In NY
New York is a fantastic place to live, with picture-postcard scenery and big-city attractions all within easy reach. If you’re a homeowner in New York, all the culture, opportunity, and scenic vistas the state offers can come with some risks as well. New York also [...]
5 Things to Know About Home Insurance & Renting Your House
Are you thinking about renting your home to earn additional income? Maybe you’re considering entering the real estate investment business. With single-family rental homes in demand across the country, renting your own home after you bought another house could be a great way to get [...]