High Value Home Insurance

Designed for Homes $1M+

*Only the most distinguished insurance professionals in the US have access to this suite of insurers.

Top A+ Rated High Net Worth Carriers

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We Provide High Value & Luxury Home Insurance Packages in These States

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New York High Value Home Insurance

You’ve worked your entire life to accumulate the assets you have now. Our experienced, New York State-licensed Private Client Advisors work with you to build a customized package that protects your home as well as your family’s lifestyle.

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Connecticut High Value Home Insurance

We work with the highest-caliber insurers in the industry, including PURE, Chubb, AIG, Cincinnati Insurance, NatGen Premier, to provide you with the protection that best fits your needs.  The finest of homes deserve the finest protection.

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New Jersey High Value Home Insurance

With the most millionaires per capita in the nation, New Jersey homeowners have more to protect. A customized high-value home insurance package offers higher coverage limits when compared to traditional homeowners insurance.

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Florida High Value Home Insurance

With more than 1 in 20 Florida households worth $1 million or more, it’s clear that the Sunshine State grows a lot more than sugarcane and citrus. The state is a leading wealth producer and protecting what you’ve earned is paramount.

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California High Value Home Insurance

California’s nickname of The Golden State is fitting in many ways. For Californians with more to protect, it makes sense to look for a more comprehensive insurance package that offers more complete protection. 

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Texas High Value Home Insurance

While a standard policy meets the needs of most households, Texas families like yours benefit from the expanded protections offered by a homeowners policy designed to meet the needs of high-net-worth households.

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Colorado High Value Home Insurance

Colorado’s luxury homes in affluent Denver-area communities of Golden and Evergreen, Boulder, and mountain-oasis towns of Aspen, Vail, and Steamboat Springs need special insurance coverage designed for high-net-worth households.

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Delaware High Value Home Insurance

The right high-value home insurance package can protect the success you’ve built, insuring not just your Delaware home, but also bringing customized coverage for personal liability, cars, watercraft, valuables, and more.

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Georgia High Value Home Insurance

The Peach State has a storied history with hurricanes, floods, fires, and other risks to homes, with storms being among the most common risks and often the most damaging.  More than half of all home fires are caused by cooking mishaps.

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Illinois High Value Home Insurance

High-net-worth households have special coverage considerations.As an agency well-versed in the insurance needs of affluent families, Coastal Insurance knows your home represents both an emotional and financial investment.

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Maryland High Value Home Insurance

We work with the highest-caliber insurers in the industry, including PURE, Chubb, AIG, Cincinnati Insurance, NatGen Premier, to provide you with the protection that best fits your needs.  The finest of homes deserve the finest protection.

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Massachusetts High Value Home Insurance

For centuries, Massachusetts has been synonymous with opportunity and recent growth in tech continues to fuel the state’s economy. A specialized homeowners insurance package can protect your legacy in ways standard coverage cannot.

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Michigan High Value Home Insurance

Traditional coverage can leave troubling gaps due to coverage limits and policy structure. Michigan’s luxury homes with a rebuild value of $1 million or more benefit from the coverage options that come with a specialized high-value policy.

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Nevada High Value Home Insurance

The right home insurance policy can protect your luxury home in Las Vegas, Henderson, or other areas while also safeguarding your independent Nevada lifestyle with expanded coverage options and generous liability coverage limits.

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North Carolina High Value Home Insurance

From fine homes nestled in Asheville’s mountain-top communities to Raleigh-Durham’s exclusive neighborhoods up to the Outer Banks, North Carolina offers a unique range of beauty. There’s also more to protect against.

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Ohio High Value Home Insurance

The right home insurance is essential, but a well-designed home insurance package considers all your insurance needs, identifying areas where your family may have risk and crafting a cost-effective coverage solution.

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Pennsylvania High Value Home Insurance

The Keystone State is home to some of the most exclusive areas in the nation. Distinctive construction details, high-end furnishings, and even expensive collections can add to the complexity of insurance coverage for your Pennsylvania home.

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Rhode Island High Value Home Insurance

The Ocean State brings together the historic charm and coastal serenity unlike anyplace else in the nation. You’ll find expansive policy options and coverage limits that can fully protect your home, valuables, and liability concerns.

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South Carolina High Value Home Insurance

Luxury households in South Carolina have unique insurance needs. For high net worth households, a high value home insurance package offers a complete solution to protect not only your home but also the legacy you’ve built.

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Tennessee High Value Home Insurance

Wind, floods, and wildfires are just some of the risks to Tennessee homes brought by nature. Accidental risks like water damage threaten homes in the Volunteer State as well. You’ll need the right types of coverage to protect your home properly.

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Vermont High Value Home Insurance

Vermont’s high-net-worth households have more at stake and a comprehensive insurance strategy offers better protection for the success you’ve built. Our licensed agents help you choose the coverage you need at the best value point.

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Virginia High Value Home Insurance

High-value homes in Virginia have special coverage considerations. Choosing the right homeowners insurance coverage is essential.  A comprehensive home insurance package offers a more complete way to safeguard against risks of all types.

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Wisonsin High Value Home Insurance

Our team of WI state-licensed insurance advisors work with financially successful families to protect the legacy you’ve built with customized insurance packages that insure not just your home, but the way you live.

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Select Your State

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High Value Home Insurance vs Regular Home Insurance – What’s the Difference?

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Based on 529 reviews

"I have been using this company for my auto insurance for years now with no complaints and only positive things to say. My rep Daniel Gorman is as professional as they come. He has always gone the extra mile to save me money on my insurance, and if needed will return my calls and emails on the weekends if I have any questions. I highly recommend this company, 5 stars across the board!"

Tom

"I was researching options for lower homeowners insurance and looking for a local agent. Daniel Gorman was extremely responsive to my request, without being pushy. He presented me with several viable options and suggested a conversation take place with my current agent to get a comparison. End result was more appropriate coverage for my needs at reduced costs. I highly recommend him to anyone looking for new insurance options."

Taina

"I have used Allstate for my homeowner's insurance for over 12 years. After buying my second home in Mount Sinai, my real estate broker recommended Coastal Insurance Solutions. I gave them a call and I was able to save 30% from my current home insurance package. Great rates! Staff is super helpful!"

David

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