PURE Insurance

Luxury Home & Auto Insurance For High-Net-Worth Individuals

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Top A+ Rated High Net Worth Carriers

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AS SEEN ON:

As seen on CNBC, CNN Money, ABC News, The Wall Street Journal

5-Star Reviews Across Review Sites

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PURE Luxury Home & Auto
Insurance Packages

Reimagining the Insurance Experience

  • Tailored Insurance Protection for Luxury Homes
  • Performance-Inspired Auto Insurance w/Agreed Value option
  • Flexible Coverage options for Jewelry, Art & other Precious Collections
  • Protect Your Legacy with Personal Excess Liability Coverage (Defense Costs Included)
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Customized Insurance Coverage for High-Net-Worth Households

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Coastal Home Insurance Solutions knows the emotional and financial investments involved in owning a high-value home and our dedication to protecting you and your family’s assets is our #1 priority.

Call today (844) 467-8787 to speak with one of our underwriting experts.  Fast Quotes, A.M. Best Rates & Free Advice.

Invest Wisely in High-Value Home Insurance (HVHI)

As a successful financial individual, there’s a good chance that you’ve invested a lot of money in your home. If your home has a very high value, then there’s also a good chance a typical homeowner’s insurance policy isn’t right for you. This is especially the case if you have expensive valuables and furnishings.

Since we’ve been working with high net worth individuals for many years, we can help you find the right homeowners’ insurance policy for your needs.  For personalized quotes and service, please be sure to get in touch with one of our agents today.

PURE High Net Worth Insurance Packages

Our licensed PURE insurance advisors are risk management professionals that specialize in protecting high-end, luxury homes, and high net worth families.  Speak with a state-licensed PURE insurance advisor today.

PURE Insurance Programs currently available:

  • High-Value Homeowner’s Insurance
  • High-Value Condominium Insurance
  • High-Value Cooperative Insurance (Co-op)
  • Luxury Waterfront Homeowner’s Insurance
  • Secondary/Seasonal Homeowner’s Insurance
  • Rental Dwelling Insurance
  • Personal Auto Insurance
  • Excess Liability Insurance
  • Umbrella Insurance
  • Collector Car Insurance
  • Watercraft Insurance
  • Aircraft Insurance

 

PURE high value home insurance quote

PURE High-Value Homeowners Insurance Discount Programs

  1. Full-Time Live-in Caretaker Discount
  2. Low-Temperature Monitoring System Discount
  3. Water Leak Detection System Discount (with or without an alarm)
  4. Permanently Installed Generator Discount
  5. Gas Leak Detector Discount
  6. 24 Hour Signal Continuity Discount
  7. Sprinkler System with Water Flow Discount
  8. External Perimeter Gate Discount
  9. Lightning Protection System Discount
  10. Perimeter Security System Discount
  11. Central Station Fire/Burglar Alarm Discount

About PURE Insurance

Privilege Underwriters Reciprocal Exchange (PURE) is a policyholder-owned insurer dedicated to creating an exceptional experience for responsible high net worth individuals and families.  Our product suite includes best-in-class, customizable coverage throughout the U.S for high-value homes, automobiles, jewelry, art, personal umbrella liability, watercraft, and flood.

PURE was founded by some of the most knowledgeable and experienced professionals in the industry. They combined experience, insight, and intuitive perspective to challenge the insurance industry’s conventional thinking. They recognized that policyholder-owned companies consistently delivered the greatest value and customer satisfaction. Further, they recognized that the leading specialist companies could offer broader coverage and more personalized service.  PURE combines the best of both.

Inspired by some of the finest policyholder-owned companies in the world, PURE emphasizes alignment of interests and transparency. Our unique alignment with our membership supports our objective to charge the right price — not the highest price the market will accept.  PURE’s low cost of capital, careful member selection, and proactive risk management all contribute to highly competitive rates.  Further, we invest heavily in helping members prevent claims from occurring, and resolving them quickly, without hassle if they ever do.

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Helpful High Value Home Insurance Articles

The COMPLETE Guide to High End Home Insurance

The COMPLETE Guide to High End Home Insurance

High End Home Insurance Guide Owners of high end homes have specialized insurance needs. Standard insurance can leave gaps in coverage and typically doesn’t offer enough coverage in key areas. High end home insurance policies address the needs of this unique market,...

A High-Net-Worth Tsunami

A High-Net-Worth Tsunami

How to Navigate the Surge in High-Net-Worth Homeowners Insurance Rates Navigating the complex high-net-worth homeowner insurance market is proving to be more challenging than ever. This sector, usually known for its stability and security, is now grappling with...

High Value Home Insurance

High Value Home Insurance

Best high-value home insurance companies of 2023 Updated on June 27, 2023 Most home insurers cater to the masses. Many have a reasonably good insurance product — but it’s designed to meet the needs of broad market consumers. If you own a high-end residential home, a...