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PURE Luxury Home & Auto
Reimagining the Insurance Experience
- Tailored Insurance Protection for Luxury Homes
- Performance-Inspired Auto Insurance w/Agreed Value option
- Flexible Coverage options for Jewelry, Art & other Precious Collections
- Protect Your Legacy with Personal Excess Liability Coverage (Defense Costs Included)
Get The Best Quotes From a Licensed PURE Advisor
Verified Google Reviews
"I have been using this company for my auto insurance for years now with no complaints and only positive things to say. My rep Daniel Gorman is as professional as they come. He has always gone the extra mile to save me money on my insurance, and if needed will return my calls and emails on the weekends if I have any questions. I highly recommend this company, 5 stars across the board!"
"I was researching options for lower homeowners insurance and looking for a local agent. Daniel Gorman was extremely responsive to my request, without being pushy. He presented me with several viable options and suggested a conversation take place with my current agent to get a comparison. End result was more appropriate coverage for my needs at reduced costs. I highly recommend him to anyone looking for new insurance options."
"I have used Allstate for my homeowner's insurance for over 12 years. After buying my second home in Mount Sinai, my real estate broker recommended Coastal Insurance Solutions. I gave them a call and I was able to save 30% from my current home insurance package. Great rates! Staff is super helpful!"
Customized Insurance Coverage for High-Net-Worth Households
Coastal Home Insurance Solutions knows the emotional and financial investments involved in owning a high-value home and our dedication to protecting you and your family’s assets is our #1 priority.
Call today (844) 467-8787 to speak with one of our underwriting experts. Fast Quotes, A.M. Best Rates & Free Advice.
Invest Wisely in High-Value Home Insurance (HVHI)
As a successful financial individual, there’s a good chance that you’ve invested a lot of money in your home. If your home has a very high value, then there’s also a good chance a typical homeowner’s insurance policy isn’t right for you. This is especially the case if you have expensive valuables and furnishings.
Since we’ve been working with high net worth individuals for many years, we can help you find the right homeowners’ insurance policy for your needs. For personalized quotes and service, please be sure to get in touch with one of our agents today.
PURE High Net Worth Insurance Packages
Our licensed PURE insurance advisors are risk management professionals that specialize in protecting high-end, luxury homes, and high net worth families. Speak with a state-licensed PURE insurance advisor today.
PURE Insurance Programs currently available:
- High-Value Homeowner’s Insurance
- High-Value Condominium Insurance
- High-Value Cooperative Insurance (Co-op)
- Luxury Waterfront Homeowner’s Insurance
- Secondary/Seasonal Homeowner’s Insurance
- Rental Dwelling Insurance
- Personal Auto Insurance
- Excess Liability Insurance
- Umbrella Insurance
- Collector Car Insurance
- Watercraft Insurance
- Aircraft Insurance
PURE High-Value Homeowners Insurance Discount Programs
- Full-Time Live-in Caretaker Discount
- Low-Temperature Monitoring System Discount
- Water Leak Detection System Discount (with or without an alarm)
- Permanently Installed Generator Discount
- Gas Leak Detector Discount
- 24 Hour Signal Continuity Discount
- Sprinkler System with Water Flow Discount
- External Perimeter Gate Discount
- Lightning Protection System Discount
- Perimeter Security System Discount
- Central Station Fire/Burglar Alarm Discount
About PURE Insurance
Privilege Underwriters Reciprocal Exchange (PURE) is a policyholder-owned insurer dedicated to creating an exceptional experience for responsible high net worth individuals and families. Our product suite includes best-in-class, customizable coverage throughout the U.S for high-value homes, automobiles, jewelry, art, personal umbrella liability, watercraft, and flood.
PURE was founded by some of the most knowledgeable and experienced professionals in the industry. They combined experience, insight, and intuitive perspective to challenge the insurance industry’s conventional thinking. They recognized that policyholder-owned companies consistently delivered the greatest value and customer satisfaction. Further, they recognized that the leading specialist companies could offer broader coverage and more personalized service. PURE combines the best of both.
Inspired by some of the finest policyholder-owned companies in the world, PURE emphasizes alignment of interests and transparency. Our unique alignment with our membership supports our objective to charge the right price — not the highest price the market will accept. PURE’s low cost of capital, careful member selection, and proactive risk management all contribute to highly competitive rates. Further, we invest heavily in helping members prevent claims from occurring, and resolving them quickly, without hassle if they ever do.
High-Value Luxury Home Insurance Secret
Helpful High-Value Homeowners Insurance Articles
Where you live can affect insurability or availability of insurance programs, particularly if you live in an area prone to earthquakes, floods, wildfires, or hurricanes. Prior claims can sometimes affect availability for some insurance programs as well. For example,...
With over 5 million high-net-worth individuals and families in the US, specialty insurers have taken notice, bringing a suite of specialized products like high-net-worth homeowners insurance and a bevy of associated coverages, like excess liability coverage to extend liability limits into the millions.
For those who have few or commonly held assets, shopping around for mass-market insurance and finding the lowest price for good coverage is all that is needed. But for those with more or unique assets, it’s more complicated. Mass-market insurers usually limit the...