Where you live can affect insurability or availability of insurance programs, particularly if you live in an area prone to earthquakes, floods, wildfires, or hurricanes. Prior claims can sometimes affect availability for some insurance programs as well. For example,...
With over 5 million high-net-worth individuals and families in the US, specialty insurers have taken notice, bringing a suite of specialized products like high-net-worth homeowners insurance and a bevy of associated coverages, like excess liability coverage to extend liability limits into the millions.
For those who have few or commonly held assets, shopping around for mass-market insurance and finding the lowest price for good coverage is all that is needed. But for those with more or unique assets, it’s more complicated. Mass-market insurers usually limit the...
High-net worth and ultra-high net worth individuals are one of the fastest-growing insurance markets in the United States today. According to a Statista study in 2015, there were 4.78 million high-net-worth individuals. With more than $1 million in combined assets (or...
Insurance rates for luxury homes can vary widely across the nation. Across the U.S., homeowners insurance rates can range between $0.03 per $100 of insured value all the way up to $0.95 per $100
Do you own a high-end condo or upscale co-op in New York City? Are you looking for the best insurance companies for luxury condos & co-ops in NYC? Knowing what to look for in companies that offer luxury insurance packages, including coverage for upgraded condos and...
AIG Private Client Chubb Prestige Pure High-Value Cincinnati Insurance NatGen Premier Best insurance companies for high networth individuals Most home insurers cater to the masses. Many have a reasonably good insurance product — but it’s designed to meet the needs of...
For homeowners with a bit of space and an active lifestyle, a tennis court, a basketball court, or even a squash court can be the perfect way to bring some of their favorite activities within easy reach for a morning game. Your home itself is covered for most common...
Coastal Insurance offers policies catering to high-net worth individuals, including celebrities, public figures, politicians, and professional sports players. Conventional home insurance policies do not provide the coverage most high-net worth individuals need. If you...
