High Value Home Insurance Articles

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How Much Does it Cost to Insure a Multimillion-Dollar Home?

How Much Does it Cost to Insure a Multimillion-Dollar Home?

The cost of a multimillion dollar homeowners insurance policy is influenced by various factors such as the location and construction type of the home, year built, credit score, loss history, deductible, discounts, and most importantly the cost to rebuild. For example, if a home's reconstruction cost is $1 million and the rate is $0.34 per $100 of coverage, then the premium would be $5,950 per year. Your actual premium will vary based on the specific details of your policy, such as whether it is a packaged or standalone policy, the coverages you choose, and other various rating factors.

Wine Insurance
Does Home Insurance Cover Wine?

Does Home Insurance Cover Wine?

“In vino veritas.” ~ In wine, there is truth. Often, there’s a fair amount of money invested in wine as well. Wine ownership can range from a couple of half-empty bottles you’ve been meaning to replenish for months to extensive collections of rare vintages that may...

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Insuring Your High End Home on Long Island with High Value Home Insurance

Insuring Your High End Home on Long Island with High Value Home Insurance

The majority of luxury and custom-made homes around the New York City area are worth a lot of money. Undoubtedly, you have invested a lot when buying or upgrading your dream home and naturally you would want it to be covered properly. For this reason, maybe it’s time to reexamine how much it would cost to rebuild your home and replace the assets and valuables inside your house.