About Us


We strive to deliver highly competitive, world-class coastal insurance products and services.

Our licensed professionals have extensive experience and knowledge in the coastal insurance products they offer as well as the expertise on how to use those products to provide maximum benefit and protection to the clients we serve. With more than 40 total professionals, our Coastal Team is here to serve all of your insurance needs.

The Beginning

Coastal Insurance Solutions was founded in 2001 by David W. Clausen.  After working in his family’s insurance agency, which opened in 1979, it became clear that there was a need for someone to specialize in Coastal Insurance on Long Island.

Mr. Clausen’s challenge was to seek out insurance companies which would offer well-priced, coverage-rich insurance products for homes located on Long Island.  The insurance carrier’s lack of appetite for coastal risks coupled with his client’s needs set the stage for Mr. Clausen to develop an agency that specialized in coastal insurance products.

And so in 2001, Coastal Insurance Solutions was founded around its core values of family, honesty, integrity, trust, and respect.

Why Are We So Competitive?

Our strong carrier relationships developed over the years has allowed us to access specialized insurance companies and products that most other insurance agencies do not have access to.

Being our relationships are so solid, we have the ability to reach out to dozens of insurance companies to secure the best pricing for our clients.

Strong carrier relationships accompanied with an aggressive sales strategy has allowed the agency to triple in the last 5 years and the agency continues to grow by leaps and bounds today.

Insurance Companies We Represent


PURE is a member-owned insurer and a part of the PURE Group of Insurance Companies, a specialist group of companies serving the personal insurance needs of financially successful families across the United States.

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The Cincinnati Insurance Company and its subsidiaries are among the nation’s top 25 property casualty insurer groups, based on 2016 net written premiums. Four independent insurance financial strength ratings agencies acknowledge our ability to meet financial obligations to policyholders.

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With a nationwide network of claims professionals and a 24-hour, toll-free claims hotline available 365 days a year, National General Insurance provides superior claims service for its customers.

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Travelers takes on the risk and provides the coverage you need to protect the things that are important to you – your home, your car, your valuables and your business – so you don’t have to worry.

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Dedicated managers and enthusiastic employees work hand-in-hand with Mercury Insurance’s network of independent agents to make Mercury one of the fastest-growing insurers in the nation.

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Merchants provides high-quality and affordable insurance for home owners, automobile owners, and many businesses, such as contractors and business owners.

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The Hartford helps people and businesses prepare for the unexpected, protect what is uniquely important to them, and prevail when the unforeseen happens.

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AIG’s Private Client Group focuses on high value property and casualty products for luxury homes, yachts, private aviation, art collections, wine collections, kidnap, ransom, extortion, and high liability limits.

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The Andover Companies has been providing quality insurance protection since 1828. They are committed to providing competitive, affordable products tailored to meet the needs of homeowners, landlords and business owners.

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Kingstone Companies Inc., through its subsidiary, Kingstone Insurance Company, underwrites property and casualty insurance products to small businesses and individuals in New York through independent retail and wholesale agents and brokers.

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The Ocean Harbor Insurance Group does business in more than a dozen states, writes over $300 million of combined premium and is a top 100 writer of homeowners business in the United States.

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NYCM Insurance is a property and casualty insurance company located in central New York that employs over 800 dedicated insurance professionals. They remain committed to maintaining great service and the personal touch we have always provided to our insureds.

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They began in 1937 with the first drive-in claims office, became the first to introduce reduced rates for low-risk drivers, and then changed the insurance shopping experience by offering comparison rates on the Web.

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What began as a simple Car insurance company for farmers has become a multi-line, multi-company insurer and financial services group with a solid reputation for doing the right thing for the right reason.

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