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As seen on CNBC, CNN Money, ABC News, The Wall Street Journal


As seen on CNBC, CNN Money, ABC News, The Wall Street Journal

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States We Serve


Companies We Represent

CHUBB Insurance146


Chubb has operations in 54 different countries/territories and is known to be the largest commercial insurer in the United States. They have executive offices located in New York, Zurich, Paris, London and other locations. Chubb employs more than 30,000 people worldwide.

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AIG ny

AIG Private Client Group

AIG’s Private Client Group focuses on high-value property and casualty products for luxury homes, yachts, private aviation, art collections, wine collections, kidnap, ransom, extortion, and high liability limits.

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Pure Insurance

PURE Insurance

PURE is a member-owned insurer and a part of the PURE Group of Insurance Companies, a specialist group of companies serving the personal insurance needs of financially successful families across the United States.

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Cincinnati Insurance Companies

The Cincinnati Insurance Companies

The Cincinnati Insurance Company and its subsidiaries are among the nation’s top 25 property-casualty insurer groups, based on 2016 net written premiums. Four independent insurance financial strength rating agencies acknowledge our ability to meet financial obligations to policyholders.

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National General

National General Insurance

With a nationwide network of claims professionals and a 24-hour, toll-free claims hotline available 365 days a year, National General Insurance provides superior claims service for its customers.

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Vault Insurance


Vault offers a refined vision and innovative ways to protect the success you’ve achieved. Backed by a $100 billion initial investment, Vault began writing coverage for luxury homes in Florida, quickly expanding to other exclusive areas along the east coast.

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Farmers Insurance

Farmers Insurance

What began as a simple Car insurance company for farmers has become a multi-line, multi-company insurer, and financial services group with a solid reputation for doing the right thing for the right reason.

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progressive insurance ny 1

Progressive Insurance

They began in 1937 with the first drive-in claims office, became the first to introduce reduced rates for low-risk drivers, and then changed the insurance shopping experience by offering comparison rates on the Web.

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Travelers Insurance

Travelers take on the risk and provide the coverage you need to protect the things that are important to you – your home, your car, your valuables, and your business – so you don’t have to worry.

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merchants home insurance logo ny

Merchants Insurance Group

Merchants provide high-quality and affordable insurance for homeowners, automobile owners, and many businesses, such as contractors and business owners.

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Mercury Insurance

Mercury Insurance

Dedicated managers and enthusiastic employees work hand-in-hand with Mercury Insurance’s network of independent agents to make Mercury one of the fastest-growing insurers in the nation.

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The Hartford

The Hartford

The Hartford helps people and businesses prepare for the unexpected, protect what is uniquely important to them, and prevail when the unforeseen happens.

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Plymouth Rock

Plymouth Rock

Founded in 1982 by former Massachusetts Insurance Commissioner Jim Stone, Plymouth Rock Assurance is focused on putting the customer first.

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Ocean Harbor Insurance Company

Ocean Harbor Casualty Insurance

The Ocean Harbor Insurance Group does business in more than a dozen states, writes over $300 million of combined premium and is a top 100 writer of homeowners business in the United States.

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Kingstone Insurance

Kingstone Companies Inc., through its subsidiary, Kingstone Insurance Company, underwrites property and casualty insurance products to small businesses and individuals in New York through independent retail and wholesale agents and brokers.

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NYCM Insurance

NYCM Insurance

NYCM Insurance is a property and casualty insurance company located in central New York that employs over 800 dedicated insurance professionals. They remain committed to maintaining great service and the personal touch we have always provided to our insureds.

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The Andover Companies ny

The Andover Companies

The Andover Companies has been providing quality insurance protection since 1828. They are committed to providing competitive, affordable products tailored to meet the needs of homeowners, landlords, and business owners.

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Openly Insurance

Openly brings exclusive options you’d expect to find with high-end insurers while making their enhanced coverage options available to more homes.

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Lemonade Insurance

Lemonade Insurance

Lemonade changes the dynamic of insuring your home by charging an affordable flat fee to manage your policy, leaving reserves available for fast claim clearance.

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Neptune Flood Insurance

With availability in most US states, homeowners have a powerful coverage solution with Neptune. Paired with a well-designed home insurance package, a Neptune Flood policy offers comprehensive protection against flooding and flood-related risks.

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Why Coastal Homeowners Insurance Solutions?


Access the Most Distinguished Insurance Carriers in the U.S


Leverage 300+ Yrs. of Combined Insurance Expertise


Work with one of the Top Agencies in the U.S.


Receive Award-winning White Glove Service

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Nobody wants insurance until they need it, and then it can be too late.  For many people insurance is something they know they need, but really don’t want to pay for.  This can lead to having the wrong coverage when you need it most.

This is why our core values are so important.  These values guide us in our business and our lives.

Relationships Matter

Who are the important people in your life?  Do you spend the time and effort needed to nurture your important relationships or do you sometimes take people for granted?

Let’s face it, building solid relationships take work.  You have our commitment that we will build that type of relationship with you.  You can also rest easy knowing that we’ve also built these same relationships with major insurance carriers so we can provide custom insurance solutions that most other agencies can’t.

Trust is Earned

Do you give people the benefit of the doubt?  The true test of a relationship is how people respond in times of crisis.  As your insurance broker, we are there for you when times are good and when times are bad.  And when times are bad that’s where you really need us.

We will take the time to learn about your life and your goals so that we can ensure that you have the right coverage when you need it.  As we work together we will explain what we are doing for you every step of the way.  This communication is one of the ways that we earn your trust every day.  No surprises, that’s our commitment to you!  No need to give us the benefit of the doubt; we will earn your trust every day.

Integrity is its Own Reward

When you get up in the morning and look at yourself in the mirror, are you happy with the person that you are?  This is not a rhetorical question and it’s not a sales pitch.  Without integrity, it’s easy to get lost.

When you work with our insurance experts they will figure out exactly what you need and no more or no less.  For us, it’s all about making sure that your assets are truly protected, not overprotected to generate more revenue, nor under-protected just to get you to sign up.

Everyone Wins

Do you feel good when you win?  Of course you do and it’s our goal to make sure that you feel that way even with insurance.

We’ve been helping our clients for over 20 years and what a rewarding experience it’s been!  We approach business the same way we approach life – with a strong moral compass.  We’re here because we saw a need that simply wasn’t being met, at least not to our standards.

Because of our core values, we have access to specialized insurance companies and products that most other agencies can’t and won’t’ offer.  Our goal is to allow our clients to rest easy with the peace of mind knowing that we are here for them.  We’re proud to be a part of our clients’ lives ensuring that they’re always able to stay afloat.  We know that because of our values, everyone wins!

We’d Love to Have You Join Our Team

We’re growing. Here’s what we are looking for:

People who embrace our core values.  Having read about our values, do they resonate with you?  If so, we always are on the lookout for:


Insurance Agents


Marketing Staff


Content Writers


Customer Service Representatives

If you have what it takes to be of service to our clients, partners, and other employees, please send your resume and cover letter to
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