Kingstone Insurance New York


Kingstone Companies Inc., through its subsidiary, Kingstone Insurance Company, underwrites property and casualty insurance products to small businesses and individuals in New York through independent retail and wholesale agents and brokers.


  • Organized in 1886
  • Consistently Ranked in Top 10 NY Carriers by the PIA
  • Financial Strength Rating – Rated A- “Excellent” by AM Best


  • Homeowners Insurance
  • Dwelling Fire
  • Condominium & Co-op
  • Renters Insurance
  • Small Business Owners Policy/BOP/GL



The Co-Operative Fire Insurance Company of Catskill, New York, was organized in 1886. The first officers were John H. Bagley, Jr., President; Omar V. Sage, Secretary; Clarence E. Bloodgood, Attorney and General Agent. Co-Operative Fire Insurance Company was the first advance premium company in the State of New York.

For many years after its organization, the Company’s operations were conducted in a frame building situated directly on the tidewater portion of the Catskill Creek. In 1931 the Company moved to 302 Main Street in Catskill, New York.

It was an impressive, fire-resistant, steel and masonry edifice solid enough to withstand an atomic attack. (It had been designated as a bomb shelter in the event of such an emergency) In 1976 the Company name was changed to Commercial Mutual Insurance Company, to be more descriptive of the Company’s operations as they were at that time.

In December 1998 the Company moved to its present location at 15 Joys Lane, Kingston, New York. In July 2009 the Company converted to a stock property and casualty insurance company and changed its name to Kingstone Insurance Company.

Coastal Insurance is an Agent for Kingstone Insurance