Waterfront vacation rental properties need landlord endorsements, not standard homeowners policies. Coastal Insurance Solutions covers short-term rental.
In recent years, artificial intelligence (AI) has begun transforming almost every industry – and home insurance is no exception. Advances in machine learning (ML), computer vision, predictive analytics, and generative AI are changing how insurers underwrite policies, assess risk, price premiums...
As the impacts of climate change intensify, home insurance 2025 has undergone a seismic shift, particularly in regions prone to wildfires, hurricanes, and other natural disasters. The challenge is no longer confined to high-risk areas—it’s becoming a nationwide...
Companies Pull Back from Property and Auto Insurance Markets In a significant shift, Nationwide announced this week that it will pause writing business in certain lines of insurance. This move aligns Nationwide with other major insurers like State Farm, Allstate,...
Ensuring Your Pool is Properly Insured and Covered Owning a pool can be a source of great enjoyment, but it also comes with significant responsibilities. Ensuring that your pool is properly insured is crucial for protecting yourself from potential liabilities and...
Florida and California steal the headlines with seasonal hurricane and wildfire losses, but across the nation, insurers are tightening underwriting standards. In some cases, insurers are pulling out of certain zip codes or states altogether. It seems...
As parts of Florida continue to cleanup following the devastation of Hurricane Ian, insurers and real estate markets may be among the ruins. Excluding flood insurance claims, insured loss estimates now top $80 billion and could continue to increase as insurers...
The recent spike in inflation affects nearly every aspect of life, including insurance costs. But inflation can also affect how well your home is protected against common losses, such as fires, burst pipes, and other risks covered by a standard home insurance...
When it comes to living on an island, the possibility of flooding is an everyday fact of life. That being said, having adequate coverage – especially if you live along Long Island’s many shore-based communities – is vital. But having any old policy just isn’t...
