The recent spike in inflation affects nearly every aspect of life, including insurance costs. But inflation can also affect how well your home is protected against common losses, such as fires, burst pipes, and other risks covered by a standard home insurance policy....
For homes with a rebuild value of $1 million or more, you can choose a high-value home insurance policy instead of standard home insurance. The choice of a high-value home policy brings many compelling advantages, ranging from broader liability insurance...
When it comes to living on an island, the possibility of flooding is an everyday fact of life. That being said, having adequate coverage – especially if you live along Long Island’s many shore-based communities – is vital. But having any old policy just isn’t enough,...
About 1 in 20 homes has an insurance claim each year due to damage, theft, or other covered risks according to the Insurance Information Institute. If you have a home insurance claim, creating a home inventory becomes a powerful reference tool that can help expedite...
How Does Coronavirus Affect Your Home Insurance? With regional flare-ups, new variants of COVID on the rise, and shutdowns keeping many businesses closed, many of us are spending more time at home. You may have wondered how coronavirus affects your insurance coverage,...
With mountains, rivers, cities, and beaches, geography in the Empire State is as diverse as New Yorkers themselves. This means needs can vary widely when shopping for homeowners insurance in New York. We selected some of the best NY home insurance companies to help...
Well-known national insurers dominate the home insurance market but specialty insurers that cover high-value homes service a segment of the market that broad-market insurers often can’t address properly. Chubb is among the largest of these high-value home insurers and...
A house fire, hurricane, tornado, or another catastrophic event that destroys your home and the possessions within it is devastating. The loss is physical, monetary, and emotional, all at the same time. You may think back with gratitude that you, your loved ones, and...
Everything you need to know about Dog Breeds, Dog Bites, and Your Homeowners Insurance Policy Collectively, we have about 90 million dogs as pets in the US.[i] We tend not to think of our dogs as being ferocious, and most aren’t, but beneath their cute and furry...