Florida and California steal the headlines with seasonal hurricane and wildfire losses, but across the nation, insurers are tightening underwriting standards. In some cases, insurers are pulling out of certain zip codes or states altogether. It seems counterintuitive...
Homeowners Insurance Articles
The Final Blow: Ian Further Destabilizes Florida Insurance Market and Home Values
As parts of Florida continue to cleanup following the devastation of Hurricane Ian, insurers and real estate markets may be among the ruins. Excluding flood insurance claims, insured loss estimates now top $80 billion and could continue to increase as insurers assess...
How Does Inflation Impact My Homeowners Insurance?
The recent spike in inflation affects nearly every aspect of life, including insurance costs. But inflation can also affect how well your home is protected against common losses, such as fires, burst pipes, and other risks covered by a standard home insurance policy....
Looking to Safeguard Your Long Island Home? Coastal Insurance Can Find The Best Policy For You
When it comes to living on an island, the possibility of flooding is an everyday fact of life. That being said, having adequate coverage – especially if you live along Long Island’s many shore-based communities – is vital. But having any old policy just isn’t enough,...
Insurance Tips: How to Make a Home Inventory
About 1 in 20 homes has an insurance claim each year due to damage, theft, or other covered risks according to the Insurance Information Institute. If you have a home insurance claim, creating a home inventory becomes a powerful reference tool that can help expedite...
How Does Coronavirus Affect Your Home Insurance?
How Does Coronavirus Affect Your Home Insurance? With regional flare-ups, new variants of COVID on the rise, and shutdowns keeping many businesses closed, many of us are spending more time at home. You may have wondered how coronavirus affects your insurance coverage,...
Top Homeowners Insurance Companies in New York for 2021
With mountains, rivers, cities, and beaches, geography in the Empire State is as diverse as New Yorkers themselves. This means needs can vary widely when shopping for homeowners insurance in New York. We selected some of the best NY home insurance companies to help...
How Much Does it Cost to Insure a Multimillion-Dollar Condo Co-op or Penthouse
Insurance for luxury condos, high-value co-ops, and multimillion-dollar penthouses differs from coverage for single-family homes. When you own a single-family home, you need to insure the entire structure — and perhaps some unattached buildings as well. In contrast,...
Coastal Insurance Solutions’ Chief Executive David W. Clausen Wins IBA’s Top Producer Award
LONG ISLAND, N.Y. (PRWEB) APRIL 22, 2019 David W. Clausen, CEO of Coastal Insurance Solutions was named one of the Top Producers by Insurance Business America - an award that honors the highest-performing insurance professionals from across the country. Clausen was...