National General  Insurance Company

Coastal Offers Specialty Insurance From NatGen for High-Net-Worth Individuals

Top A+ Rated High Net Worth Carriers


National General Luxury Home Insurance

  • NatGen Premier Offers Superior Home, Auto, and Umbrella Coverage
  • Customized Solutions & Deep Discounts Save You Money on the Coverage you Want
  • One Policy Number makes Billing Simple & Convenient
  • Protection Designed for Homes with Replacement Cost of $750,000+

Get The Best Quotes From a Licensed NatGen Advisor

  • Let's find the right insurance for you.

Verified Google Reviews

Google Rating
Based on 529 reviews

"I have been using this company for my auto insurance for years now with no complaints and only positive things to say. My rep Daniel Gorman is as professional as they come. He has always gone the extra mile to save me money on my insurance, and if needed will return my calls and emails on the weekends if I have any questions. I highly recommend this company, 5 stars across the board!"


"I was researching options for lower homeowners insurance and looking for a local agent. Daniel Gorman was extremely responsive to my request, without being pushy. He presented me with several viable options and suggested a conversation take place with my current agent to get a comparison. End result was more appropriate coverage for my needs at reduced costs. I highly recommend him to anyone looking for new insurance options."


"I have used Allstate for my homeowner's insurance for over 12 years. After buying my second home in Mount Sinai, my real estate broker recommended Coastal Insurance Solutions. I gave them a call and I was able to save 30% from my current home insurance package. Great rates! Staff is super helpful!"


Customized Insurance Coverage for High-Net-Worth Households

Coastal Home Insurance Solutions knows the emotional and financial investments involved in owning a high-value home and our dedication to protecting you and your family’s assets is our #1 priority.

Call today (844) 467-8787 to speak with one of our underwriting experts.  Fast Quotes, A.M. Best Rates & Free Advice.

Invest Wisely in High-Value Home Insurance (HVHI)

As a successful financial individual, there’s a good chance that you’ve invested a lot of money in your home. If your home has a very high value, then there’s also a good chance a typical homeowner’s insurance policy isn’t right for you. This is especially the case if you have expensive valuables and furnishings.

Since we’ve been working with high net worth individuals for many years, we can help you find the right homeowners’ insurance policy for your needs.  For personalized quotes and service, please be sure to get in touch with one of our agents today.

National General High Net Worth Insurance Packages

Our licensed NatGen insurance advisors are risk management professionals that specialize in protecting high-end, luxury homes, and high net worth families.  Speak with a state-licensed NatGen insurance advisor today.

NatGen Insurance Programs currently available:

  • Luxury Home Insurance
  • Auto Insurance
  • National General Motor Club
  • Motorcycle Insurance
  • Collector/Classic Car Insurance
  • Fine Arts Coverage for Collectors
  • Excess Liability Insurance


About National General

National General Insurance (commonly called NatGen) was originally founded in 1939. The company was formerly the GMAC Insurance Group.  Currently, their headquarters are located in Winston-Salem, North Carolina. National General is the only United States insurance company that was founded inside the automotive industry & remains one of the largest automobile insurers in the U.S.

Nat Gen’s Premier Package is insurance designed for luxury homes with a reconstruction value of over $750,000. Their package offers significant discounts for combining auto, umbrella, home, and collection insurance on one comprehensive policy.  They allow up to five different policy types on one form, which means you have only one policy number, one bill, and one renewal.

Nat Gen’s Premier Package offers generous coverage options, discounts & service from the best agency partners in the U.S.  Coastal Insurance is an approved agent for National General (Nat Gen) & proudly offers the NatGen Premier Product.


High-Value Luxury Home Insurance Secret

Helpful High-Value Homeowners Insurance Articles

High-Value Home Insurance: PURE Insurance vs. Vault

Hundreds of insurers compete for the U.S. home insurance market, but a select group of providers specializes in the high-value market catering to high-net-worth households. Off-the-shelf products from broad-market insurers can miss key risks for affluent families....

read more

Cybersecurity for High-Net-Worth Individuals

When we think of insurance and protection against risks specific to high-net-worth individuals, we tend to think of property insurance or liability insurance. But cyber risks are a growing threat, and high net worth individuals make increasingly attractive targets for...

read more

Alternative High-Value Home Insurance

Where you live can affect insurability or availability of insurance programs, particularly if you live in an area prone to earthquakes, floods, wildfires, or hurricanes. Prior claims can sometimes affect availability for some insurance programs as well. For example,...

read more