With over 5 million high-net-worth individuals and families in the US, specialty insurers have taken notice, bringing a suite of specialized products like high-net-worth homeowners insurance and a bevy of associated coverages, like excess liability coverage to extend liability limits into the millions.
Insurance rates for luxury homes can vary widely across the nation. Across the U.S., homeowners insurance rates can range between $0.03 per $100 of insured value all the way up to $0.95 per $100
AIG Private Client Chubb Prestige Pure High-Value Cincinnati Insurance NatGen Premier Best insurance companies for high networth individuals Most home insurers cater to the masses. Many have a reasonably good insurance product — but it’s designed to meet the needs of...