With mountains, rivers, cities, and beaches, geography in the Empire State is as diverse as New Yorkers themselves. This means needs can vary widely when shopping for homeowners insurance in New York. We selected some of the best NY home insurance companies to help...
News Articles
Flood Insurance Rules and Changes for 2020
FEMA’s new rules for 2020 still provide consumers with more freedom to manage their coverage and choose their preferred provider for flood insurance. A number of new changes accompany an increase in the average cost of flood insurance for consumers covered through the...
Who are Chubb’s Home Insurance Competitors?
Well-known national insurers dominate the home insurance market but specialty insurers that cover high-value homes service a segment of the market that broad-market insurers often can’t address properly. Chubb is among the largest of these high-value home insurers and...
High-Net-Worth Home Insurance – What You Need to Know
With over 5 million high-net-worth individuals and families in the US, specialty insurers have taken notice, bringing a suite of specialized products like high-net-worth homeowners insurance and a bevy of associated coverages, like excess liability coverage to extend liability limits into the millions.
Coastal Insurance Solutions’ Chief Executive David W. Clausen Wins IBA’s Top Producer Award
LONG ISLAND, N.Y. (PRWEB) APRIL 22, 2019 David W. Clausen, CEO of Coastal Insurance Solutions was named one of the Top Producers by Insurance Business America - an award that honors the highest-performing insurance professionals from across the country. Clausen was...
Private Flood Insurance – A Complete Guide for Homeowners
Private Flood Insurance - A Complete Guide for Homeowners If you live in a coastal state like Florida, New York, New Jersey, Connecticut or California, you may wonder if you need flood insurance for your home. Even if flood insurance is not mandated by your mortgage...
Does Homeowners Insurance Cover My Business if I Work from Home
We live in a marvelous time where some of us can roll out of bed, messy hair, horrendous morning breath and start the workday in pajamas. While those who are lucky enough to run their business from home get to avoid office drama and traffic, there is a hidden threat...
How Much Liability Should My Homeowners Insurance Have?
Owning your home signifies that you are officially a grownup, but along with home ownership comes many responsibilities that can make adulting hard. One of those adult things is having the proper coverage on your homeowner's insurance. If you have a mortgage,...
Essentials of Homeowners Insurance
What is the purpose of buying home insurance? It is to safeguard you, your assets and your home from unforeseen events. Suppose your home and everything in it is gutted by a fire. In an ideal world, you will have enough coverage to rebuild your home fully and replace all your belongings.
There are a lot of factors that affect your optimal coverage levels, including the home that you reside in and your possessions. This article will address the main components of a home insurance policy and the best coverage levels.