If you live in a coastal state like Florida, New York, New Jersey, Connecticut or California, you may wonder if you need flood insurance for your home. Even if flood insurance is not mandated by your mortgage company, it’s a wise investment to protect your home and...
FEMA has announced changes to the National Flood Insurance Program that can provide some welcomed relief for New York residents and flood insurance buyers elsewhere. The changes are effective October 1st, 2018 and offer a handful of new provisions, the most...
Compared to selling other types of properties, selling a property in a flood zone is always more difficult. These properties are located in areas that FEMA considers high risk due to their risk of flooding and low elevation. If a property is located in a flood...
The National Flood Insurance Program has released rate changes for new & renewal policies beginning April 1st, 2017. We’ve put together some bullet points that will help you easily decipher the expected premium changes and what this means for your flood...
How effective is your homeowner’s policy in the event of a flood that damages your property? Many of those who buy homeowners insurance do it because they don't want to incur financial losses in the event their house burns down. While the chances of an individual’s...
ROCKY POINT, N.Y., May 19, 2016 /PRNewswire/ -- Based on information from the National Flood Insurance Program ALL flood insurance POLICIES are subject to new assessments and surcharges. Premiums are expected to increase 9% on average. New York, Nassau &...
Purchase flood insurance to effectively protect your property against flood related hurricane damage. Zip Code: Get Started There are plenty of homeowners that learn the hard way that having a homeowner's insurance policy doesn't protect them against floods,...
On April 1st, 2015, the Homeowner Flood Insurance Affordability Act (HFIAA) made the first round of changes and only 1 year after that, more changes were to follow. The changes took place on April 1st, 2016 and they'll undoubtedly affect anyone who purchased a...
Based on information from a Global Research Program from 2009, in the past five decades the precipitation in the US has increased by about 5%. Because of the higher abundance of snow and rain in conjunction with the various changes in land usage, homeowners are...
