Many people think that home insurance is more expensive by the water because homeowners may also be required to buy flood insurance. While flood insurance is an added expense that could be required by your mortgage lender if your home is near the water, buying...
Ah, summertime. Long days, warm sunshine, and afternoons in the pool or relaxing as the kids and their friends take turns doing tricks off the diving board. No doubt, you’ve cringed watching at least a few of those stunts because you know someone can get hurt if...
Shave hundreds off your home insurance bill by dropping this added coverage By Dawn Allcot You know you need home insurance to cover your house, other structures on your property, and the items within your home in case of catastrophic damage. You also know...
5 Home Insurance Endorsements & Coverages You Absolutely Need Replacement cost coverage on contents Replacement cost for dwelling Personal Injury liability coverage Off-premises theft exclusion endorsement Coverage C: Increased Special Limits of Liability...
When you’re shopping for home insurance, you probably have many questions. And it’s perfectly natural if one of those questions is: “How much home insurance do I need?” After all, home insurance can be costly – especially here on Long Island. You don’t want to pay...
Uninvited house guests can be a tricky situation no matter which species they belong to – but if the houseguests are insects or animals, the coverage on your home insurance policy can be tricky as well. Termites and other wood boring insects might think your...
Many homeowners dream of having a pool on their property. A pool can transform a backyard into a sanctuary, providing welcome relief from the sweltering heat of the summer months. There are things you need to think about regarding your pool and your homeowner’s...
Understanding what home insurance does not cover can help you protect yourself, your loved ones, and your assets By Dawn Allcot Most people think of home insurance as their protection should they lose everything in a house fire. You probably also know it can...
Does my home insurance cover outbuildings such as the garage and shed? This is a commonly asked question. Having outbuildings such as garages, fences, sheds and decks on your property does not automatically mean that you want to insure these items against...
