Calculating the insured value of a home requires accurate information about your home’s construction but is a less complex calculation because it only considers the cost of rebuilding your home in the same location with the same quality of materials. Other policy...
Are you thinking about renting your home to earn additional income? Maybe you’re considering entering the real estate investment business. With single-family rental homes in demand across the country, renting your own home after you bought another house could be a...
Many people think that home insurance is more expensive by the water because homeowners may also be required to buy flood insurance. While flood insurance is an added expense that could be required by your mortgage lender if your home is near the water, buying...
By David Clausen • Homeowners Insurance Updated November 4th, 2025 • 9 min readSummer brings sunshine, laughter, and afternoons by the pool, but if your backyard includes a diving board, you might have wondered whether that fun addition could make your home...
Shave hundreds off your home insurance bill by dropping this added coverage By Dawn Allcot You know you need home insurance to cover your house, other structures on your property, and the items within your home in case of catastrophic damage. You also know...
5 Home Insurance Endorsements & Coverages You Absolutely Need Replacement cost coverage on contents Replacement cost for dwelling Personal Injury liability coverage Off-premises theft exclusion endorsement Coverage C: Increased Special Limits of Liability...
When you’re shopping for home insurance, you probably have many questions. And it’s perfectly natural if one of those questions is: “How much home insurance do I need?” After all, home insurance can be costly – especially here on Long Island. You don’t want to pay...
Uninvited house guests can be a tricky situation no matter which species they belong to – but if the houseguests are insects or animals, the coverage on your home insurance policy can be tricky as well. Termites and other wood boring insects might think your...
Is a Pool Covered by Homeowners Insurance? What You Need to Know A backyard swimming pool is a dream for many homeowners—offering relaxation, entertainment, and a perfect way to beat the summer heat. But with that dream comes responsibility, especially when it...
