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How Much Does A Diving Board Affect Home Insurance
By David Clausen • Homeowners Insurance Updated November 4th, 2025 • 9 min readSummer brings sunshine, laughter, and afternoons by the pool, but if your backyard includes a diving board, you might have wondered whether that fun addition could make your home...
Homeowners Insurance Guide for Public Figures & Celebrities
Coastal Insurance offers policies catering to high-net worth individuals, including celebrities, public figures, politicians, and professional sports players. Conventional home insurance policies do not provide the coverage most high-net worth individuals...
4 Homeowners Insurance Endorsements That Could Be a Waste of Money
Shave hundreds off your home insurance bill by dropping this added coverage By Dawn Allcot You know you need home insurance to cover your house, other structures on your property, and the items within your home in case of catastrophic damage. You also know...
New Flood Insurance Rules 2018 – What It Means for You
FEMA has announced changes to the National Flood Insurance Program that can provide some welcomed relief for New York residents and flood insurance buyers elsewhere. The changes are effective October 1st, 2018 and offer a handful of new provisions, the most...
5 Home Insurance Endorsements & Coverages You Absolutely Need
5 Home Insurance Endorsements & Coverages You Absolutely Need Replacement cost coverage on contents Replacement cost for dwelling Personal Injury liability coverage Off-premises theft exclusion endorsement Coverage C: Increased Special Limits of Liability...
Does Home Insurance Cover Wine?
“In vino veritas.” ~ In wine, there is truth. Often, there’s a fair amount of money invested in wine as well. Wine ownership can range from a couple of half-empty bottles you’ve been meaning to replenish for months to extensive collections of rare vintages that may...
How Much Home Insurance Do I Need?
When you’re shopping for home insurance, you probably have many questions. And it’s perfectly natural if one of those questions is: “How much home insurance do I need?” After all, home insurance can be costly – especially here on Long Island. You don’t want to pay...
Does Home Insurance Cover Termites, Rodents, Raccoons, or Squirrels?
Uninvited house guests can be a tricky situation no matter which species they belong to – but if the houseguests are insects or animals, the coverage on your home insurance policy can be tricky as well. Termites and other wood boring insects might think your...
Does Home Insurance Cover Paintings, Artwork, and Sculptures?
Home Insurance & Artwork, Paintings Your home insurance doesn’t just cover the cost of rebuilding your home. There’s also ample coverage for your personal belongings if your policy is structured well. However, coverage for certain types of items may be subject...