Latest Long Island Homeowners Insurance News & Insights
Does Homeowners Insurance Cover Water Damage?
In many areas, water damage is among the leading causes of homeowners insurance claims. According to data assembled by the Insurance Information Institute, each year, about 1 in 50 insured homes has a homeowners insurance claim due to water damage or freezing....
Does Homeowners Insurance Cover My Business if I Work from Home
We live in a marvelous time where some of us can roll out of bed, messy hair, horrendous morning breath and start the workday in pajamas. While those who are lucky enough to run their business from home get to avoid office drama and traffic, there is a hidden...
How Much Liability Should My Homeowners Insurance Have?
Owning your home signifies that you are officially a grownup, but along with home ownership comes many responsibilities that can make adulting hard. One of those adult things is having the proper coverage on your homeowner's insurance. If you have a mortgage,...
Best Homeowners Insurance Companies In NY
Calculating the insured value of a home requires accurate information about your home’s construction but is a less complex calculation because it only considers the cost of rebuilding your home in the same location with the same quality of materials. Other policy...
5 Things to Know About Home Insurance & Renting Your House
Are you thinking about renting your home to earn additional income? Maybe you’re considering entering the real estate investment business. With single-family rental homes in demand across the country, renting your own home after you bought another house could be a...
Why Does Home Insurance Cost More Near the Water?
Many people think that home insurance is more expensive by the water because homeowners may also be required to buy flood insurance. While flood insurance is an added expense that could be required by your mortgage lender if your home is near the water, buying...
How Much Does A Diving Board Affect Home Insurance
By David Clausen • Homeowners Insurance Updated November 4th, 2025 • 9 min readSummer brings sunshine, laughter, and afternoons by the pool, but if your backyard includes a diving board, you might have wondered whether that fun addition could make your home...
Homeowners Insurance Guide for Public Figures & Celebrities
Coastal Insurance offers policies catering to high-net worth individuals, including celebrities, public figures, politicians, and professional sports players. Conventional home insurance policies do not provide the coverage most high-net worth individuals...
4 Homeowners Insurance Endorsements That Could Be a Waste of Money
Shave hundreds off your home insurance bill by dropping this added coverage By Dawn Allcot You know you need home insurance to cover your house, other structures on your property, and the items within your home in case of catastrophic damage. You also know...