Coastal Insurance Solutions: Long Island Insurance News & Expert Tips
National Flood Insurance Rate Changes for 2021
Flood insurance rates are increasing soon for some homeowners, but there’s still time to act. Many homeowners carry flood insurance through the National Flood Insurance Program (NFIP). But private market insurers now offer an attractive choice when buying flood...
Insurance Tips: How to Make a Home Inventory
About 1 in 20 homes has an insurance claim each year due to damage, theft, or other covered risks according to the Insurance Information Institute. If you have a home insurance claim, creating a home inventory becomes a powerful reference tool that can help...
How Does Coronavirus Affect Your Home Insurance?
How Does Coronavirus Affect Your Home Insurance? With regional flare-ups, new variants of COVID on the rise, and shutdowns keeping many businesses closed, many of us are spending more time at home. You may have wondered how coronavirus affects your insurance...
Alternative High-Value Home Insurance
Where you live can affect insurability or availability of insurance programs, particularly if you live in an area prone to earthquakes, floods, wildfires, or hurricanes. Prior claims can sometimes affect availability for some insurance programs as well. For...
Top Homeowners Insurance Companies in New York for 2021
With mountains, rivers, cities, and beaches, geography in the Empire State is as diverse as New Yorkers themselves. This means needs can vary widely when shopping for homeowners insurance in New York. We selected some of the best NY home insurance companies to help...
How Much Does it Cost to Insure a Multimillion-Dollar Condo Co-op or Penthouse
Insurance for luxury condos, high-value co-ops, and multimillion-dollar penthouses differs from coverage for single-family homes. When you own a single-family home, you need to insure the entire structure — and perhaps some unattached buildings as well. In...
5 Best Private Flood Insurance Companies
Many homeowners overlook flood insurance or opt not to include it in home insurance package. Yet, the National Flood Insurance Program (NFIP) annually settles around 25% of its claims from properties considered to be in low-risk zones. Given the unpredictability of...
Flood Insurance Rules and Changes for 2020
FEMA’s new rules for 2020 still provide consumers with more freedom to manage their coverage and choose their preferred provider for flood insurance. A number of new changes accompany an increase in the average cost of flood insurance for consumers covered through...
Who are Chubb’s Home Insurance Competitors?
For generations, Chubb has stood as a benchmark in luxury home insurance — the go-to carrier for families seeking comprehensive protection for high-value homes and lifestyles. Yet, in 2025, the competitive landscape has grown broader and more sophisticated. A mix of established insurers and new boutique carriers now compete for the attention of affluent homeowners.