Renters Insurance

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New York City Renters Insurance Rates

Many people skip the expense of renter’s insurance, because they are under the impression that their landlord’s policy will cover them.  In most cases your landlord’s insurance policy will not cover your personal property if it’s stolen or damaged.  Obtaining New York renter’s insurance can be complex.  City insurance has unique issues, and depending on what zip code you are in, or the type of apartment you have, those factors can impact the type of policy you need.  Coastal Insurance professionals are experts in New York City renter’s insurance plans for apartments and condos.


With the price of living in NYC, one would think insurance coverage is out of reach.  You may be surprised how affordable NYC renter’s insurance is and how important it is to have.  A renter’s policy, also known as an HO-4, is a homeowner’s insurance policy that provides coverage in three main areas:

  • Personal Property
  • Additional Living Expenses
  • Liability Coverage

It also includes a broad range of coverage’s including:

  • Fire
  • Wind
  • Hail
  • Theft
  • Explosion
  • Vandalism
  • water damage from pipe burst


Once you find that perfect apartment in New York City, be sure to protect your belongings with the right insurance policy.  With so many providers to choose from, you shouldn’t have to settle.  Protect yourself and your property with affordable renters insurance.  Coastal Insurance will make sure you end up with a policy that gives you the most value for your money.

View the Coastal Insurance Video Library  to find helpful video’s explaining everything from, how to save money on Homeowners Insurance to an easy explanation of Flood Insurance. Call today (631-782-3175) to speak with one of our underwriting experts.  Fast Quotes, A.M. Best Rates & Free Advice. om7inW 1