Flood Insurance Articles

Every year, especially in late spring and early summer, people start asking themselves if they should really get flood insurance or just forget about it. As you can see, it's not only the homes on the coast that are affected by hurricanes, but inland flooding...

Suffolk Flood InsuranceA lot of people in Suffolk County NY may be inclined to say that getting flood insurance is a waste of money, but the truth is that the risk of floods in low lying areas surrounded by water is very high. Therefore, people who live in such areas,...

Sweeping Flood Insurance Changes It seems these days I'm writing an email every few days on the "upcoming flood changes". I can understand why the public, and many insurance professionals, are having an issue keeping up- because it's changing almost weekly! What we...

1.) I’m too close to the water for flood insurance! I hear this one all the time. “Can I even get flood insurance on this home? It’s so close to the water!” The answer is yes! The concern is not the distance to tidal water; it’s the height of the structure above sea...

Changes to Flood Insurance (Suffolk County NY) Under the Homeowner Flood Insurance Affordability Act of 2014, which became law in March, the NFIP is currently undergoing changes that will affect flood insurance policies across Long Island, says David W. Clausen of...

The Grimm/Waters Homeowner Flood Insurance Affordability Act of 2014 was signed by President Obama on March 21st. 2014.  This law repeals and modifies certain provisions of the Biggert-Waters Flood Insurance Act of 2012.  Here are the important changes: The sale of a...

Flood Insurance Changes Explained The Biggert-Waters act of 2012 is bringing large, somewhat confusing changes to the flood insurance marketplace beginning October 1st, 2013.  I must admit, I had some difficulty deciphering the governmental jargon that the BW-12 will...