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Does My Home Insurance Company Have The Right To Inspect The Inside Of My House?

Home Inspection by Insurance Company

Home Inspection by Insurance Company

The answer to the question is yes. Home insurance companies have to evaluate your house before they can insure it, which means that they will send a representative to take a look at the house. However, an insurance company representative cannot come into your home without your approval.

If you file a claim, the same rules apply. The insurance company will send a representative to your home to assess the damage and their representative will need access to your home to conduct a thorough inspection.

While your permission is required to enter your home, it is in your best interest to allow the insurance representative to enter your home so they can fully assess the situation. If you refuse to let the representative in, your claim can be denied or take a long time to process because you refused to let their representative do their job.

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View the Coastal Insurance Video Library  to find helpful video’s explaining everything from, how to save money on Homeowners Insurance to an easy explanation of Flood Insurance. Call today (631-782-3175) to speak with one of our underwriting experts.  Fast Quotes, A.M. Best Rates & Free Advice.


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