High Value Homeowner’s Insurance Program

High Value Homeowner’s Insurance Program

Coastal Insurance Solutions is the leader in High Value Home Insurance. We know that owners of luxury homes inherently present a lower risk for insurers and therefore, they deserve to pay the lowest premiums possible while maintaining broad coverage and world-class customer service.  Coastal Home Insurance Solutions knows the emotional and financial investments involved in owning a high value home and our dedication to protecting you and your family’s assets is our #1 priority.

Through our trusted relationships, Coastal Home Insurance Solutions has developed customizable,  comprehensive homeowners insurance programs that offer substantial discounts to multi-policy package holders.  Many of our clients have full time live-in caretakers, permanently installed generators and/or external perimeter gates.  We take pride in partnering with our clients to tailor each home insurance policy to fit the specific needs of our clients while maximizing the discount options available through our specialty programs.

List of Insurance Programs currently available
  • High Value Homeowner’s Insurance
  • High Value Condominium Insurance
  • High Value Cooperative Insurance (Co-op)
  • Luxury Waterfront Homeowner’s Insurance
  • Secondary/Seasonal Homeowner’s Insurance
  • Rental Dwelling Insurance
  • Personal Auto Insurance
  • Excess Liability Insurance
  • Umbrella Insurance
  • Collector Car Insurance
  • Watercraft Insurance
  • Aircraft Insurance
High Value Homeowners Insurance Discount Programs
  • Full Time Live-in caretaker discount
  • Low temperature monitoring system discount
  • Water Leak Detection System discount (with or without alarm)
  • Permanently installed generator discount
  • Gas leak detector discount
  • 24hr Signal Continuity discount
  • Sprinkler system with water flow discount
  • External perimeter gate discount
  • Lightning Protections System discount
  • Perimeter security system discount
  • Central Station Fire/Burglar Alarm discount
Compare prices and start saving today!

From Long Island to Brooklyn to Queens to Staten Island to Upstate New York, Coastal Insurance has rates that can save you money.  Why waste time calling different brokers?  We take care of the shopping for you!

high value home insurance quote


Top 5 List of Best Insurance Companies for protecting for High-End, Luxury Properties

About the Author

David W. Clausen is the CEO of Coastal Insurance Solutions. With over 20 years' experience and over 1 billion insured, David and Coastal Insurance Solutions are the recognized leaders in high net worth insurance. For the fifth consecutive year, David Clausen has been awarded Top Producer by Insurance Business America. David is a trusted high net worth insurance expert who’s published more than 200 articles. His articles & press releases have generated over 500K pageviews and has been featured on blogs such as Google News, Yahoo Finance, CNBC, Market Watch, Fox, The New York Times, etc. David founded Coastal Insurance Solutions in 2001 after earning a BBA from the State University of New York College at Oswego.

IBA's Top Retail Broker 2023
Digital badge for the 2023 Insurance Agents of the Year Award, featuring intricate design elements that symbolize excellence and achievement in the insurance industry.
IBA's Top Retail Broker 2023
Digital badge for the 2023 Insurance Agents of the Year Award, featuring intricate design elements that symbolize excellence and achievement in the insurance industry.

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