Homeowners Insurance Quote Bay Ridge NY

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Bay Ridge NY Home Insurance

Coastal Insurance Solutions is a leading company for finding customers home insurance in Bay Ridge, New York. We work hard to find you great insurance options and direct you to the best choice based on our ability to search the market for great rates as well as our relationships with over 30 companies! We will even send you up to ten proposals for you to review, all completely free of charge! We compare ratings, prices, and our own experience with companies over claims to help you get the best company. Owning a home is a huge deal for families, and our priority is helping you to protect your assets.
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About Bay Ridge NY:

The first Dutch settlers began farming here in the 17th century. Well into the 19th century, what’s now considered Bay Ridge consisted of two sister villages: Yellow Hook to the north, named for the color of the soil, and Fort Hamilton to the south, named for the military installation at its center. The latter began to develop in the 1830s as a resort destination to lodge visitors to the army base. The former began to develop after 1850, when a group of artists moved to the area and founded a colony called Ovington Village; before that, it was mostly farmland.

Yellow Hook and Fort Hamilton were struck repeatedly by yellow fever in the 19th century; by 1853, village leaders met and decided to change the community’s name to avoid association with the color, choosing “Bay Ridge,” which had been suggested by local horticulturist James Weir after the area’s most prominent geographic features: the high ridge that offered views of New York Bay. Such natural beauty attracted not only artists but also the wealthy, who built mansions along Shore Road, overlooking the water, some of which still stand and are worth millions of dollars.

 In the nineteenth and early twentieth centuries, many Norwegian and Danish sailors emigrated to Brooklyn, including Bay Ridge and neighboring Sunset Park; Lapskaus Boulevard was the nickname of Eighth Avenue in this area. Development took off after the Fourth Avenue subway (today’s R train) arrived in 1916, and accelerated through the 1920s, when the number of apartment buildings increased fivefold, replacing old farms, homesteads and houses.

Construction of the Verrazano-Narrows Bridge, which connects Bay Ridge to Staten Island, was completed in 1964. Though now an iconic structure, it was bitterly opposed by residents because it would require the demolition of many homes and businesses. Eight hundred buildings were destroyed, displacing 7,000 people, to make room for the bridge and its approach. Also destroyed was Fort Lafayette, part of New York City’s defense system along with Fort Hamilton and Fort Wadsworth in Staten Island, replaced by the base of the bridge’s east tower.

The Senator Street Historic District was listed on the National Register of Historic Places in 2002. The Houses at 216-264 Ovington Ave. was listed in 2007.

The 2007 Brooklyn tornado hit this area, specifically 68th Street and Bay Ridge Avenue between Third and Fourth avenues. Eleven houses had to be vacated after they suffered significant damage, and many of the trees on the two blocks toppled, landing on cars and stoops. The 4th Avenue Presbyterian Church had its very large stained glass window blown out. As the tornado lifted, it peeled the roof of a nearby Nissan dealership and deforested 40% of Leif Ericson Park. The tornado has been rated an EF-2 on the Enhanced Fujita scale, with winds between 111 and 135 MPH.

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About the Author

David W. Clausen is the CEO of Coastal Insurance Solutions. With over 20 years' experience and over 1 billion insured, David and Coastal Insurance Solutions are the recognized leaders in high net worth insurance. For the fifth consecutive year, David Clausen has been awarded Top Producer by Insurance Business America. David is a trusted high net worth insurance expert who’s published more than 200 articles. His articles & press releases have generated over 500K pageviews and has been featured on blogs such as Google News, Yahoo Finance, CNBC, Market Watch, Fox, The New York Times, etc. David founded Coastal Insurance Solutions in 2001 after earning a BBA from the State University of New York College at Oswego.

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IBA's Top Retail Broker 2023
Digital badge for the 2023 Insurance Agents of the Year Award, featuring intricate design elements that symbolize excellence and achievement in the insurance industry.

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