PURE Insurance

Customized Insurance Coverage for High-Net-Worth Households

Coastal Home Insurance Solutions knows the emotional and financial investments involved in owning a high-value home and our dedication to protecting you and your family’s assets is our #1 priority.

Call today (844) 467-8787 to speak with one of our underwriting experts.  Fast Quotes, A.M. Best Rates & Free Advice.

Invest Wisely in High-Value Home Insurance (HVHI)

As a successful financial individual, there’s a good chance that you’ve invested a lot of money in your home. If your home has a very high value, then there’s also a good chance a typical homeowner’s insurance policy isn’t right for you. This is especially the case if you have expensive valuables and furnishings.

Since we’ve been working with high net worth individuals for many years, we can help you find the right homeowners’ insurance policy for your needs.  For personalized quotes and service, please be sure to get in touch with one of our agents today.

PURE High Net Worth Insurance Packages

Our licensed PURE insurance advisors are risk management professionals that specialize in protecting high-end, luxury homes, and high net worth families.  Speak with a state-licensed PURE insurance advisor today.

PURE Insurance Programs currently available:

• High-Value Homeowner’s Insurance
• High-Value Condominium Insurance
• High-Value Cooperative Insurance (Co-op)
• Luxury Waterfront Homeowner’s Insurance
• Secondary/Seasonal Homeowner’s Insurance
• Rental Dwelling Insurance
• Personal Auto Insurance
• Excess Liability Insurance
• Umbrella Insurance
• Collector Car Insurance
• Watercraft Insurance
• Aircraft Insurance

PURE High-Value Homeowners Insurance Discount Programs

1. Full-Time Live-in Caretaker Discount
2. Low-Temperature Monitoring System Discount
3. Water Leak Detection System Discount (with or without an alarm)
4. Permanently Installed Generator Discount
5. Gas Leak Detector Discount
6. 24 Hour Signal Continuity Discount
7. Sprinkler System with Water Flow Discount
8. External Perimeter Gate Discount
9. Lightning Protection System Discount
10. Perimeter Security System Discount
11. Central Station Fire/Burglar Alarm Discount

About PURE Insurance

Privilege Underwriters Reciprocal Exchange (PURE) is a policyholder-owned insurer dedicated to creating an exceptional experience for responsible high net worth individuals and families.  Our product suite includes best-in-class, customizable coverage throughout the U.S for high-value homes, automobiles, jewelry, art, personal umbrella liability, watercraft, and flood.

PURE was founded by some of the most knowledgeable and experienced professionals in the industry. They combined experience, insight, and intuitive perspective to challenge the insurance industry’s conventional thinking. They recognized that policyholder-owned companies consistently delivered the greatest value and customer satisfaction. Further, they recognized that the leading specialist companies could offer broader coverage and more personalized service.  PURE combines the best of both.

Inspired by some of the finest policyholder-owned companies in the world, PURE emphasizes alignment of interests and transparency. Our unique alignment with our membership supports our objective to charge the right price — not the highest price the market will accept.  PURE’s low cost of capital, careful member selection, and proactive risk management all contribute to highly competitive rates.  Further, we invest heavily in helping members prevent claims from occurring, and resolving them quickly, without hassle if they ever do.

High-Value Luxury Home Insurance Secret

PURE Home Insurance Quote