You can read about it here: Water damage: 7 home insurance scenarios
David W. Clausen is the CEO of Coastal Insurance Solutions. With over 20 years' experience and over 1 billion insured, David and Coastal Insurance Solutions are the recognized leaders in high net worth insurance. For the fifth consecutive year, David Clausen has been awarded Top Producer by Insurance Business America. David is a trusted high net worth insurance expert who’s published more than 200 articles. His articles & press releases have generated over 500K pageviews and has been featured on blogs such as Google News, Yahoo Finance, CNBC, Market Watch, Fox, The New York Times, etc. David founded Coastal Insurance Solutions in 2001 after earning a BBA from the State University of New York College at Oswego.
By David Clausen • Homeowners Insurance Updated November 4th, 2025 • 9 min readSummer brings sunshine, laughter, and afternoons by the pool, but if your backyard includes a diving board, you might have wondered whether that fun addition could make your home...
As the impacts of climate change intensify, home insurance 2025 has undergone a seismic shift, particularly in regions prone to wildfires, hurricanes, and other natural disasters. The challenge is no longer confined to high-risk areas—it’s becoming a nationwide...
Companies Pull Back from Property and Auto Insurance Markets In a significant shift, Nationwide announced this week that it will pause writing business in certain lines of insurance. This move aligns Nationwide with other major insurers like State Farm, Allstate,...
