You can read about it here: Water damage: 7 home insurance scenarios
David W. Clausen is the CEO of Coastal Insurance Solutions. With over 20 years' experience and over 1 billion insured, David and Coastal Insurance Solutions are the recognized leaders in high net worth insurance. For the fifth consecutive year, David Clausen has been awarded Top Producer by Insurance Business America. David is a trusted high net worth insurance expert who’s published more than 200 articles. His articles & press releases have generated over 500K pageviews and has been featured on blogs such as Google News, Yahoo Finance, CNBC, Market Watch, Fox, The New York Times, etc. David founded Coastal Insurance Solutions in 2001 after earning a BBA from the State University of New York College at Oswego.
Do you have a DIY project to do in your home? If you do, you should know that some projects are covered by your home insurance while others are not. Let’s assume that you and your spouse decided to undertake a summer project and chose to remodel your bathroom....
In recent years, artificial intelligence (AI) has begun transforming almost every industry – and home insurance is no exception. Advances in machine learning (ML), computer vision, predictive analytics, and generative AI are changing how insurers underwrite policies, assess risk, price premiums...
By David Clausen • Homeowners Insurance Updated November 4th, 2025 • 9 min readSummer brings sunshine, laughter, and afternoons by the pool, but if your backyard includes a diving board, you might have wondered whether that fun addition could make your home...
