Finances play a pivotal role in securing your family’s future and that’s why you need to plan wisely for when disaster strikes. Regardless if you live on Long Island or in New York City, you can always obtain life insurance through Coastal Insurance Solutions. The life insurance professionals at Coastal Insurance Solutions will put together a plan based on your family’s needs and objectives. Proper planning is essential in protecting your family’s future standard of living.
The most significant decision you need to make when planning to buy life insurance is whether you should purchase term or whole life insurance. Each of them has different circumstances and is used in different situations. New York term life insurance is considered temporary coverage while whole life insurance is permanent coverage. Temporary insurance has an expiration date giving you the advantage of paying very low premiums. Term options include 10 year, 20 year and 30 year term. Whole life insurance can carry a face value throughout its duration offering protection up to age 100. Many people find it confusing to decide between the two, but it doesn’t have to be that way.
Here at Coastal Insurance Solutions we’re always happy to assist you in choosing the one that best fits your needs. Just give us a call today and we’ll offer you a free life insurance quote or if you prefer, submit our easy online life insurance form.
You can learn more about our life insurance options by speaking with one of our representatives at 631-782-3175 or 516-564-2111 . Our company has provided Life Insurance solutions to New York and Long Island (Suffolk & Nassau) residents since 2001.
Your Family’s future is in your hands, Protect them by protecting yourself with the right Life Insurance Policy.