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States We Serve

Companies We Represent

CHUBB

Chubb has operations in 54 different countries/territories and is known to be the largest commercial insurer in the United States. They have executive offices located in New York, Zurich, Paris, London and other locations. Chubb employs more than 30,000 people worldwide.

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AIG Private Client Group

AIG’s Private Client Group focuses on high-value property and casualty products for luxury homes, yachts, private aviation, art collections, wine collections, kidnap, ransom, extortion, and high liability limits.

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PURE Insurance

PURE is a member-owned insurer and a part of the PURE Group of Insurance Companies, a specialist group of companies serving the personal insurance needs of financially successful families across the United States.

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The Cincinnati Insurance Companies

The Cincinnati Insurance Company and its subsidiaries are among the nation’s top 25 property-casualty insurer groups, based on 2016 net written premiums. Four independent insurance financial strength rating agencies acknowledge our ability to meet financial obligations to policyholders.

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National General Insurance

With a nationwide network of claims professionals and a 24-hour, toll-free claims hotline available 365 days a year, National General Insurance provides superior claims service for its customers.

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Vault

Vault offers a refined vision and innovative ways to protect the success you’ve achieved. Backed by a $100 billion initial investment, Vault began writing coverage for luxury homes in Florida, quickly expanding to other exclusive areas along the east coast.

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Farmers Insurance

What began as a simple Car insurance company for farmers has become a multi-line, multi-company insurer, and financial services group with a solid reputation for doing the right thing for the right reason.

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Progressive Insurance

They began in 1937 with the first drive-in claims office, became the first to introduce reduced rates for low-risk drivers, and then changed the insurance shopping experience by offering comparison rates on the Web.

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Travelers Insurance

Travelers take on the risk and provide the coverage you need to protect the things that are important to you – your home, your car, your valuables, and your business – so you don’t have to worry.

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Merchants Insurance Group

Merchants provide high-quality and affordable insurance for homeowners, automobile owners, and many businesses, such as contractors and business owners.

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Mercury Insurance

Dedicated managers and enthusiastic employees work hand-in-hand with Mercury Insurance’s network of independent agents to make Mercury one of the fastest-growing insurers in the nation.

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The Hartford

The Hartford helps people and businesses prepare for the unexpected, protect what is uniquely important to them, and prevail when the unforeseen happens.

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Plymouth Rock

Founded in 1982 by former Massachusetts Insurance Commissioner Jim Stone, Plymouth Rock Assurance is focused on putting the customer first.

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Ocean Harbor Casualty Insurance

The Ocean Harbor Insurance Group does business in more than a dozen states, writes over $300 million of combined premium and is a top 100 writer of homeowners business in the United States.

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Kingstone Insurance

Kingstone Companies Inc., through its subsidiary, Kingstone Insurance Company, underwrites property and casualty insurance products to small businesses and individuals in New York through independent retail and wholesale agents and brokers.

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NYCM Insurance

NYCM Insurance is a property and casualty insurance company located in central New York that employs over 800 dedicated insurance professionals. They remain committed to maintaining great service and the personal touch we have always provided to our insureds.

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The Andover Companies

The Andover Companies has been providing quality insurance protection since 1828. They are committed to providing competitive, affordable products tailored to meet the needs of homeowners, landlords, and business owners.

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Openly Insurance

Openly brings exclusive options you’d expect to find with high-end insurers while making their enhanced coverage options available to more homes.

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Lemonade Insurance

Lemonade changes the dynamic of insuring your home by charging an affordable flat fee to manage your policy, leaving reserves available for fast claim clearance.

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Neptune Flood Insurance

With availability in most US states, homeowners have a powerful coverage solution with Neptune. Paired with a well-designed home insurance package, a Neptune Flood policy offers comprehensive protection against flooding and flood-related risks.

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Hagerty Insurance

Available in all 50 states, Hagerty Insurance provides unmatched protection for classic and collector vehicles. Paired with a tailored auto or high-value insurance portfolio, a Hagerty policy delivers Guaranteed Value coverage, expert claims handling, and flexible usage designed specifically for car enthusiasts.

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American Collectors Insurance

With nationwide availability and decades of expertise, American Collectors Insurance offers tailored protection for classic and collector vehicles. Backed by agreed value coverage and flexible mileage options, their policies ensure your prized car is protected for its true worth, on the road or in storage.

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Insurance University

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Insurance Buyers Guide

As a family-owned independent insurance agency on Long Island since 2001 we have secured the insurance marketplace for our clients. Extensive knowledge of the unique needs of our high net worth clientele renders us a leader in high-value homeowners insurance in the Hamptons and on the east end of long island. With our enhanced homeowners and automobile packages, we can provide you coverages that will broaden your protection and deliver optimal savings at the same time. Whether we match you with multiple insurance coverages or package your coverage with one company, you can be assured we are working hard to provide you the best overall insurance program with optimal savings.

All of our Insurance agents are licensed and continually update their industry knowledge via continuing education classes and insurance seminars. They are knowledgeable in all areas of insurance and financial products such as homeowners insurance and flood insurance throughout Nassau and Suffolk counties in Long Island NY.

Our agency has more than 300 years of combined insurance experience. We represent most of the major homeowners’ insurance carriers writing homeowners insurance in New York. If you would like a quote or just have a question call (631)782-3175

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Helpful High Value Home Insurance Articles

high net worth insurance companies top7 2023

Top High Net Worth Insurance Companies

High-net-worth (HNW) insurance is a liability-centric portfolio—multiple coordinated policies and layers—built to protect complex lifestyles and significant assets. The foundation is typically a high-value home (or condo/co-op) policy with broader terms and higher limits than mass-market forms. Around that core, families often add personal excess/umbrella, valuables (fine art, jewelry, wine), high-value/collector auto, and yacht/watercraft—all tuned to the client’s risk profile and often serviced with concierge-level claims and risk consulting.

Who are Chubb’s Home Insurance Competitors?

For generations, Chubb has stood as a benchmark in luxury home insurance — the go-to carrier for families seeking comprehensive protection for high-value homes and lifestyles. Yet, in 2025, the competitive landscape has grown broader and more sophisticated. A mix of established insurers and new boutique carriers now compete for the attention of affluent homeowners.

Exotic sports car with overlay text reading “Exotics, Antiques & Collector Car Insurance – Hagerty, American Collectors, and High-Value Carriers Compared.”

Collector Car, Antique Car, and Exotic Car Insurance: Hagerty, American Collectors, and High-Value Carriers Compared

Owning a collector, antique, or exotic car is more than transportation — it’s a passion, a lifestyle, and often a valuable investment. Whether it’s a classic 1960s Mustang, a concours-quality Ferrari, or a rare antique Packard, these vehicles deserve more than ...

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